Past-Due Medical Debt among Nonelderly Adults,

Discussion in 'Latest US & World News' started by Destroyer of illusions, Mar 5, 2017.

  1. Destroyer of illusions

    Destroyer of illusions Banned

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    [​IMG]

    http://www.urban.org/sites/default/files/publication/88586/past_due_medical_debt.pdf

    According to a new study by the Institute for Urban Economics (Urban Institute, №64 in the world ranking of think tanks) in 2015 expired medical debt was 23.8% of American adults (18-64 years).

    Most medical overdue debts in the states: Mississippi - 37.4%, Arkansas - 36.3%, and West Virginia - 33%. The most prosperous situation in the states: Hawaii - 5.9%, Minnesota - 13.3%, and California - 16%.

    Arrears by race:

    White - 23.4%
    Negros - 30.9%
    Latinos - 23.6%
    Other - 16.6%

    In 2012, the US average, overdue medical debt was 29.6% of American adults. Falling arrears with respect to 2015 by 5.8% percentage points largely due to the planting of the system of compulsory medical insurance Obamaker that Trump has promised to abolish.

    In 2014, a medical debt was 64 million Americans. In 2013, because of medical bills for bankruptcy filed about 650 thousand
    human.

    [​IMG]

    Medical debt is the largest category of consumer debt in the United States.

    [​IMG]

    For Russian, the debt on medical bills - it sounds fantastic. It is amazing. In Russia, the free medicine. I do not know - in an article written the truth about medicine in the United States or this script of a horror movie out of a horrible future?

    What do you think about it?
     
  2. wgabrie

    wgabrie Well-Known Member Donor

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    I received a phone call from some medical provider I didn't know the name of saying I owed them money. I shouted NO and hung up the phone. I never heard from them again and never received a bill in the mail. So I don't know what that was about.

    It probably ruined my credit score. Oh well.
     
  3. stepmac

    stepmac Active Member

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    I am 71. I retired from the military with 32 years "in" active and reserve. My insurance is military insurance (because I retired with over 20 "good" years, plus medicare.) I experienced a Class A aortic dissection. It was an emergency. My wife drove me to the local hospital. It hurt. I survived - not many do. Three weeks in intensive care. They patched my aorta here and there, ascending and descending and put in a new aortic valve. Just received the bill. Total cost, so far was $330,000. Total cost to me? ZERO. I'm pretty happy with my medical insurance.
     
  4. Woody01

    Woody01 Active Member

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    I to have served and get the same medical care you do.

    The cost for your treatment is about 2x as much compared to other 1st world countries.

    Your post also makes me wonder if you are saying," I got insurance so I really do not care if others do or not." Not trying to put words in your mouth, but that is how I interpreted your post.

    People should not have to have a medical debt keeping their credit scores down so they are unable to buy homes, cars or get a line of credit. They should not have to decide to fall behind on rent, pay other bills, buy food, buy clothing or pay a medical bill.

    Personally I think if other countries can have affordable medical for everyone the US should most certainly be able to do it.
     
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  5. crank

    crank Well-Known Member

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    As someone the OP said, it's like a horror movie to those of us who've never known anything but free healthcare. To me, it seems as bad as being charged for oxygen.

    It's the glaring and perpetual failure of America.
     
  6. Judy Mcintyre

    Judy Mcintyre Active Member

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    America is not a nice nation. We are a nation of selfish, hateful, ignorant people. We have been for a very long time. It is sad because when whatever Trump does to us, we will not forgive. We aren't a people. We are groups of people who happen to live in the same country. We are divided by race, gender, religion, politics, and a dozen things. The Germans forgave themselves for what happened under Hitler. We will never forgive the people who gave us Trump. The Germans were a people. We are not.
     
  7. Thehumankind

    Thehumankind Well-Known Member

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    I think still challenging like in Russia.

    Expectant mothers in Moscow must wait as long as six weeks for ultra-sound scans, up from three days last year. Hospital outpatients pay for blood tests and X-rays that were free 12 months ago. And Marif Alekberov, a 27-year-old fireman with leukemia, is being told to find $23,000 to help fund a bone marrow transplant.

    “His kidneys are about to fail,” said Tatiana Filyeva, Alekberov’s mother, who was turned away repeatedly by officials in the southern Rostov region as she appealed for the state to help cover costs for the operation, even writing to President Vladimir Putin in March. “This is his last hope.”
    https://www.bloomberg.com/news/arti...rsal-health-care-is-for-all-who-can-afford-it
     
  8. Sushisnake

    Sushisnake Active Member

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    I'm not sure you can compare Russia to the USA. Russia was a socialist state until a few decades ago then it fell apart. It's not exactly a wealthy, first world country or even a stable state. It would be more valid to compare US healthcare to the UK, Europe, Australia, New Zealand, Canada, Scandinavia, Japan, even Hong Kong and Singapore, - stable, wealthy, first world nations.
     
  9. Deckel

    Deckel Well-Known Member Past Donor

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    This is the oddest logic I have ever seen. People who pay their mortgage get a house in return. Why shouldn't people who seek medical treatment have to pay their bills so nurses and doctors can afford to pay their mortgages, buy food and buy clothing?
     
  10. wgabrie

    wgabrie Well-Known Member Donor

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    Well, the hospital can go to the public till and be compensated for unpaid bills, but the till is smaller than it was before Obamacare.

    And hey, if you don't have insurance you could buy a house for what they charge you at the emergency room. $330,000....
     
  11. Deckel

    Deckel Well-Known Member Past Donor

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    Or they could force you into involuntary bankruptcy where the judge will depart you from that house you cannot afford in order to pay the hospital. I am surprised it doesn't happen more often actually.
     
  12. Thehumankind

    Thehumankind Well-Known Member

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    Okay, I stand corrected. ;)
     
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  13. Sushisnake

    Sushisnake Active Member

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    Actually makes the US look worse, doesn't it? There's Russia, smashed to pieces, not glued together all the way back yet, but delivering better health care than the oldest, stablest and richest democracy in the world. Odd.
     
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  14. Thehumankind

    Thehumankind Well-Known Member

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    No, Even Russia is beyond compare with New Zealand.
     
  15. Sushisnake

    Sushisnake Active Member

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    Apparently Russia has adopted free market capitalism with gusto. Lots of privatisation. Lots of public austerity. A few people got lotsa money ridiculously rich. It's a wonder Russia's delivering any public health care at all, really.
     
  16. Sushisnake

    Sushisnake Active Member

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    How often does it happen? Apparently there's no provision n US bankruptcy application forms to specify the expenses that have made you insolvent and it's lead to estimates of the extent of medical bankruptcies in the US with less than optimal data to work from. There's no provision on Australian or Canadian forms either I understand, but we have single payer universal health care so it's less of an issue. Not saying our systems are perfect- they have flaws exacerbated by the spending cuts/tax cuts/surplus craze we've all been living with for decades.
     
  17. Deckel

    Deckel Well-Known Member Past Donor

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    there were 515 involuntary cases filed in 202, which is the most recent # I can find. It is when 3 or more creditors of someone having 12 or more creditors tries to force people into bankruptcy before they deplete their assets.
     
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  18. Destroyer of illusions

    Destroyer of illusions Banned

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    [QUOTE = "wgabrie, должность: 1067180536, член: 54433"] Я получил телефонный звонок от некоторого медицинского работника я не знал имя говоря, что я должен им деньги. Я кричал NO и повесил трубку. Я никогда не слышал от них и никогда не получил счет в почте. Так что я не знаю, что это было о.

    Это, вероятно, испортил мой кредитный счет. Ну да ладно. [/ QUOTE]
    Можно ли было мошенниками?
     
  19. Destroyer of illusions

    Destroyer of illusions Banned

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    Your link is another article of Western propaganda. My wife had problems with the kidney. She had an operation. Very well done. She was in the hospital for 20 days. Everything was free, including medicines, food and care.
    Western media write lies. I can say this confidently.
    Yes. In Russia there are private clinics that ask for payment for their services, but 95% of all medical clinics in Russia are free.
    The article says that supposedly people are waiting for a turn to visit the ultrasound room - this is 100% false. Especially when it comes to pregnant women. Do you know that in Russia any woman is get a "mother's capital" (a large sum of money) for the birth of the second (and subsequent) child?
    In addition, a woman receives a child's allowance for three years with mandatory preservation of the workplace of this woman, which she had before the birth of the child...And so on.
    The article is a lying western propaganda.
    In Russia, there problems in medecine, as everywhere else in the world, but what Western media write is a complete nonsense.
     
    Last edited: Mar 7, 2017
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  20. Sushisnake

    Sushisnake Active Member

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    Um, Destroyer? It's in Russian mate, lol!
     
  21. Sushisnake

    Sushisnake Active Member

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    Americans attack all single payer universal health care systems in the world because they are the only industrialised nation that doesn't have it. Don't feel special. We all get speeches that public health systems aren't that good so they can believe US health care isn't that bad.
     
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  22. Destroyer of illusions

    Destroyer of illusions Banned

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    [QUOTE = "Sushisnake, должность: 1067185270, член: 71653"] Um, разрушитель? Это в русском мате, лол! [/ QUOTE]

    Я извиняюсь. Я писал на русском языке. - "Может быть, они были мошенниками?"
    Мошенники не помощник. Мошенничество это человек , который вводит в заблуждение другого. Например, Сорос является доносчиком .
     
  23. Sushisnake

    Sushisnake Active Member

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    I don't speak Russian and my step dad isn't around to translate.
     
  24. wgabrie

    wgabrie Well-Known Member Donor

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    It looks like the site change broke the Russian translator software.
     
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  25. Durandal

    Durandal Well-Known Member Donor

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    Good. The Russian trolls should at least learn English before trying to ply their trade here :D
     

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