That is weak. If you want to quote an article that fits in with what you are saying then do so. The fact is that banks did not fail because of car loans. Also, You didn't answer my direct question asking if mortgage loans were part of the house of cards that caused banks to fail. I get it that you are against cash-for-clunkers for ideological reasons and you can provide your abstract opinion but you still have not shown how the cash-for-clunkers is bad for the economy at this particular time. Seems like you have some pre-loaded responses to the strawman but let's try to have a real discussion instead.