You've been called a liberal?
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Regarding incentive, many people work to keep a roof over their heads. While that is not ideal, if a roof is guaranteed, so to speak, why wouldn't that weaken the economy and so the need for welfare?
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Many people want work to keep a roof over there head but can't find any. Welfare helps these people. Without it prolonged unemployment would = homelessness. If you think that getting rid out welfare would force people to work (as otherwise the'd starve to death) your wrong. Your wrong simply on the basis that welfare has slashed dramatically before and it hasn't touched unemployment. To take a example, Margret Thatcher significantly slashed welfare and removed the government from involvement in the economy. What happened? Unemployment shot up and because of the cut to welfare poverty shot up with it.