
11-05-2007, 05:19 AM
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Correspondent
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Join Date: Oct 2007
Location: North Carolina
Posts: 318
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Quote:
Originally Posted by BoogiePeople";p="
Quote:
Originally Posted by rwking";p="
Actually, this couple is paying a higher premium right now on individual insurance. They were only rated up 30%. So, if you take 30% off of $1,388, they're still paying $972/month for insurance. Almost $1,000. That's still a lot of money.
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Yes, but what are they're pre-existing conditions?
Is one (or both of them) so fat, that they have their own gravity?
Are either of them chain-smokers?
I find it hard to believe that they're paying a grand a month for insurance, just because "the mean 'ole HMO said so."
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Well believe it or not, that's how small group underwriting goes. Mom and Pop groups pay out the ass for insurance.
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