Putting a major band aid on Social Security is not that hard if you don't think so hard about it.

Eliminate the Tax Cap. Presently any income over around $96500 is not taxed for Social Security. Remove the Cap and make ALL income Taxable towards SS.

Also when you retire your benefits are based on your net worth. So if you made 200 million i your life and have a house that is paid off worth 1 Million and still have a few million in the bank and stock etc you would not get as much SS as a person that made $50000 a year all their life and has a moderate house and 401k or savings account.

Just doing away with the Cap would increase the SS Bank by millions maybe Billions in teh next few years.