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  #21 (permalink)  
Old 11-01-2007, 06:04 AM
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[quote="Zoe";p="408482"But health care insurers who collect health care dollars and pass them on to investors should not exist.[/quote]

They will likely always exist. Didn't you know that Capitalism was one of our founding fathers??

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Originally Posted by Zoe
As for people's lifestyle choices, one would hope that the fear of dying young would be a greater motivator than the cost of health care.
You know I have to agree with you. But young people who are born with serious permanent conditions don't have that choice - that's where the system breaks down. People who have conditions that they couldn't avoid are not able to afford health care because the insurance carriers don't want the risk. They'll either decline them, or offer them a premium that's through the roof. There has to be something in place to help those who need it, not just want it. After all, health and wellbeing are largely a personal responsibility. I believe the government's place in all of this is to provide for those who fall through the cracks of capitalism.
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  #22 (permalink)  
Old 11-01-2007, 09:54 AM
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Default And he showed these men of will, what will really was.

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Originally Posted by Zoe";p=&quot View Post
So the market decides who makes the "right choices". Then all those nice women who worked 20 years at my local grocery store and raised nice kids and go to church every Sunday- they made the "wrong" decisions and dserve bankruptcy when (not if) they become ill? All those people who work for businesses which do not offer these benefits and those who are self-employed, are at fault? You know, the same people that Jefferson admired, the self starters, those brave enough to go it alone w/o the protection of a paternalistic corporate nanny. You simply have an ideological prejudice.
The market made those decisions and it worked fine for decades. It isn't working as well now, but there are still ways to make it work using insurance. Self-employed and others can still buy insurance on their own. Did Jefferson ask the government to provide those self-starters with medical insurance? And yes, many who work for McDonald's etc as adults, it is their fault. If you did nothing to better yourself via education or learning a trade then it isn't anyone else's fault. You failed to explain why government needs to handle medical care to avoid this. You automatically leap to it, making it sound like the ideological prejudice is on your end. Mass covered its population with insurance. Not government care.

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Ask your friends and co-workers how much it costs to spend the night in a hospital or get an appendix removed. Do you know? Of course you don't. How does a so-called consumer apply cost containment measures to a system that is so removed from reality or choice that no one has any idea what anything costs - not even the physicians, B.T.W. By all means, ask your doc. what it costs to get your tonsils removed. Chances are that he will have no idea, because it depends", doesn't it ? Health insurance costs continue to rise beyond the rate of inflation because we have no mechanism to contain costs. 20% of health care $$ are wasted on bureaucracy, C.E.Os, and investors. If you applied totally "free markets" to health care, you would not have an old or chronically ill person in America with health care. It isn't health insurer's fault. Their mandate is to maximize investor wealth not to provide health care. It is a dumb system.
They wouldn't know any more than I do. Why? Because my Dad (who has been self-employed for 25 years) bought insurance on his own. He averages $50K a year, he can do it, others can. There is far less fraud and waste in private care than the waste inherent in government systems like Medicare. That link was already provided by Merlin. And many insurance companies the job is not to maxmize wealth, that is false. Many insurance companies are non-profits or mutual companies. Very few are publicly traded companies where profit maximization is the goal. And CEO's are necessary whether private or government run. To call that waste is false. To hand it over to government bureaucracy and red tape gets us Crap Care (aka the Canadian system).
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Old 11-01-2007, 10:21 AM
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Default yes, agreed

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Originally Posted by Rebellion";p=&quot View Post
There is far less fraud and waste in private care than the waste inherent in government systems like Medicare. That link was already provided by Merlin. And many insurance companies the job is not to maxmize wealth, that is false. Many insurance companies are non-profits or mutual companies. Very few are publicly traded companies where profit maximization is the goal. And CEO's are necessary whether private or government run. To call that waste is false. To hand it over to government bureaucracy and red tape gets us Crap Care (aka the Canadian system).
The whole point of this thing, is to keep costs down, right?

So, why would I want to involve the freakin' government, which is the least efficient institution on this planet?

I mean, that's only gonna mean..... more cost, right?

So, if I eliminate that possibility, then I'm left with two choices: either a) go with the status quo, and try to make it more efficient, or b) change the status quo in an effort to reduce costs -

And if I decide on the latter, than "where" do I cut costs? Well, the place to start looking, would be in the places where the "biggest" costs are, right?

So, where are those? Well, diabetes, cancer, yadda yadda....

You see where this leads, right?

Where this leads, is exactly to the medical triage equation that's going on in Oregon right now.

Are you guys hip to that? This has been going on for a long time - here, f'r instance:

http://findarticles.com/p/articles/m...v9/ai_10640565

You know - I mean, could you imagine the gigantic freakin' crock-up that would happen if the federal government tried to get involved in this stuff?

I mean, as it stands right now, every State has a different law around this stuff, and now suddenly they'd want to change it? You know, reorganize all those bureaucracies, at a cost of, fifty times "what"?

So it seems to me, that the Romney idea is much better than the Hillary idea "to begin with".

I don't exactly love ( ) the Romney idea, 'cause those (*)(*)(*)(*) insurance companies are clowns too, but at least they're more efficient than the government, generally speaking.

All that may be changing "even as we speak" though, 'cause now the pharmas are getting into bed with the gov (Medicare Part D), and that whole thing is very likely to become a "pharmaceutical-industrial complex" kinda like the MIC. Which "in and of itself" is not such a bad thing, but you kinda gotta watch out when like, "a lot" of your major industries suddenly start becoming dependent on the government.
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  #24 (permalink)  
Old 11-01-2007, 10:27 AM
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Default I don't love the Romney plan either

but it's the best one I've seen so far. The only side benefit to Hillary-care is that the impending disaster of government run healthcare would cause a meltdown among the majority of voters. And we wouldn't see a democrat in office again until the next millenium. The exception being the few dem centrists against the plan to begin with.
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  #25 (permalink)  
Old 11-01-2007, 10:32 AM
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Quote:
Originally Posted by Rebellion";p=&quot View Post
but it's the best one I've seen so far. The only side benefit to Hillary-care is that the impending disaster of government run healthcare would cause a meltdown among the majority of voters. And we wouldn't see a democrat in office again until the next millenium. The exception being the few dem centrists against the plan to begin with.


That's pretty funny. I mean, you're implying that the voters could somehow make this new entitlement "go away" at some later date.....

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