City employees shocked by new insurance deductibles [From $500 to $7000]

Discussion in 'Current Events' started by MolonLabe2009, Jun 15, 2015.

  1. MolonLabe2009

    MolonLabe2009 Banned

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    Yeah, ObamaCare is just grand.

    Sure, you can't get denied, but they can still charge you an arm and a leg.

    I don't know what these union shmucks are whining about. They are the ones who voted for Obama not just once, but most likely two times.

    City employees shocked by new insurance deductibles
     
  2. zbr6

    zbr6 Banned

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    Fools will burn in the fires they set.
     
  3. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Oklahoma is one of the states that refused to expand medicaid. Thus completely negating the effects Obamacare has on premiums. Essentially what they've created in their states is a situation where insurance companies are forced to take all the risks of forcing them to take on people with preexisting conditions while still holding on to a large group of at risk low income earners.

    States that expanded medicaid took these high risk low income earners off the insurance companies hands. So they didn't have to raise premiums as high. This rate hike isn't Obamacare. It's once again a republican governor that refused to expand medicaid.
     
  4. Ronstar

    Ronstar Well-Known Member Past Donor

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    so they CHOSE to go from a Gold plan to a Bronze plan?

    that's their choice.

    it means lower premiums but higher deductibes
     
  5. MolonLabe2009

    MolonLabe2009 Banned

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    I live in Commie-Fornia and my premiums and deductibles have gone up, not down.

    So, stop your liberal nonsense.
     
  6. Wolverine

    Wolverine New Member Past Donor

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    My deductible went from about about $500 to about $2,000 since Obamacare.

    Good to see the law is benefiting us all!
     
  7. Ronstar

    Ronstar Well-Known Member Past Donor

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    you also now have much better benefits
     
  8. Wolverine

    Wolverine New Member Past Donor

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    lol

    No, they are the exact same benefits. With an additional $60 per month out of pocket this year alone. With a high deductible.
     
  9. Ronstar

    Ronstar Well-Known Member Past Donor

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    oh really?

    before the ACA, you couldn't lose your insurance or face higher premiums/deductible if yuo got sick?

    your kid could be on your insurance till age 26?

    I don't believe it.
     
  10. TomFitz

    TomFitz Well-Known Member

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    What does this have to do with Obamacare???????????????
     
  11. Battle3

    Battle3 Well-Known Member

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    All you are saying is tails we lose, heads we lose, we just lose in different ways. obamacare is a lose-lose for everyone.
     
  12. TomFitz

    TomFitz Well-Known Member

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    This is the bomb that is going to explode of the SC overturns the Federal subsidies, too. Everyone in government knows it too.

    Just about the only ones who don't see the threat of impending political disaster are the Fox/talk radio types. They're usually the last to know.

    - - - Updated - - -

    Are you self employed, or writing the check for health insurance as an individual?????
     
  13. MolonLabe2009

    MolonLabe2009 Banned

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    So, I'm getting better coverage at a higher cost????

    But, Obama promised my cost would go down by $2500!!!!

    Hello!?!? Anyone home?
     
  14. smb

    smb Well-Known Member

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    Did you even read through the article. The employees out of pocket expenses ARE NOT going to be increased because of the gap insurance paid for by the city. As far as the rate increase goes Oklahoma has only itself to blame on this one. If they had set up a state exchange they could also have set up mandatory review of rate increases like they have many states that do have state run exchanges. Usually when the state steps in to review the increases the increases are greatly reduced. Oklahoma chose not set up an exchange and chose not to implement any review of rate increases. Don't blame Obama or Obamacare blame the Oklahoma legislature and governor.
     
  15. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Yup. But not due to Obamacare. Experts say Obamacare is slowing premium rises. Premiums are going up primarily from causes that existed before Obamacare.
     
  16. Ronstar

    Ronstar Well-Known Member Past Donor

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    no, he did not
     
  17. MolonLabe2009

    MolonLabe2009 Banned

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    Experts?

    LMFAO!

    The premiums continue to rise because the insurance companies know that they will continually get subsidized by the Federal Government.
     
  18. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Yup. Obamacare was a desperate attempt to keep insurance in the private market where it does not belong. And until we move it to the public sphere and regulate the costs and remove the profit incentive out of the entire healthcare industry we will keep losing and keep having the most expensive and least effective healthcare system in the developed world.
     
  19. TomFitz

    TomFitz Well-Known Member

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    And since I have no idea whether your insurance is employer provided or not, I have no way of knowing if the ACA had anything to do with the increases.

    The insurance industry had been dumping double digit increases on companies for years now, and employers have either paid it or cut benefits, or both.

    Most of the time workers just sucked it up (as if they're actually offered choices). But now, thanks to the ACA, the insurers and employers can wave the Obamacare bogeyman and the workers (especially the sort that have Rush blaring all over the shop or vehicle all day) can blame the government.

    $2000 is not a high deductible. Just remember that high deductibles are something that all the conservative politician were for.
     
  20. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Except in the states with Obamacare rate increases are reviewed and they must be justified by the insurance companies. They're only blindly subsidized in states that refused to set up Obamacare exchanges.
     
  21. SourD

    SourD New Member Past Donor

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  22. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Don't you know? Every problem in the healthcare industry ever is Obamacare's fault. We didn't have any of these problems before Obamacare dontchaknow?
     
  23. SourD

    SourD New Member Past Donor

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    Our HC system is the most effective in the world. Why do you think people come here from other countries, even the UK to get procedures done.
     
  24. MolonLabe2009

    MolonLabe2009 Banned

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  25. TomFitz

    TomFitz Well-Known Member

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    You're wasting your time.

    The OP here started with an attack on Obamacare, even though the article he cited had nothing to do with it and never mentioned it. This is a meme for the bobble heads.

    Your comments about the exchanges are spot on. But you won't convince the sort of people who get thier "news" from Rush and Fox of that. Being well informed and understanding how insurance and insurance regulation works puts you in a minority in this sea of deliberate obtuse ignorance.

    One of the popular right wing rants is repeating the articles that say that insurers are seeking huge rate increases. If any of these people read the business pages of their newspapers regularly, they would know that this is the annual ritual in regulated markets. The insurers throw out the ridiculous number first, and then spend the next six months negotiating down. In my state, that's the way it has been for forty years. But you won't see that on Fox!
     

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