Insured, but still strapped with huge medical bills

Obama care continues to ruin American families, and liberals could care less. Obama lied boldly to the American people saying his healthcare scam would solve all the medical issues and insure everyone in America. Now forward 5 years, and it is strapping Americans like never before. You can all thank a liberal Gruber Goober for this mess, because democrats have changed the lives of Americans for the worse.

http://www.cbsnews.com/news/insured-but-still-strapped-with-huge-medical-bills/

Health insurance is supposed to keep Americans from ending up socked with huge bills, but that's not always the case today.

A rising number of Americans are "underinsured": They technically have health insurance coverage, but the plans come with such high deductibles and co-pays that many are shelling out more than 10 percent of their income to cover medical expenses. That's a finding in a new study from the Commonwealth Fund, a private foundation that studies health care. The trend is only getting worse as 24 million Americans between 19 to 64 years old fell into that category last year, compared with 14 million in 2003.

 

Hmmm... Curious situation: one part of Americans wasn't able to afford medical care, other part was scared as hell even to think about any type of "socialist" health care system. And what we get now? Socialist idea at a cost of capitalist bills.

 

Where and when did Obama make this claim?

This study doesn't include the ACA (Obamacare). Your claim that Obamacare is responsible for high medical expenses is misleading, as is your claim that the ACA was intended to insure all Americans (their goal was only 7 million who were uninsured at the time.)

Notice how I used the term "misleading" and not "lie"? Some of us who aren't so quick to attack Obama know the difference between a lie and an error.

 

No genius, the claim was to insure EVERY American at an affordable price. You know this though and are backtracking because you know it is a huge failure.

 

Nope, as I stated, the goal was 7 million signups. But they got over 11 million, which is great. Even more amazing is the fact that they accomplished this despite a massive wave of lies, pseudo science, and overall hostility from the far right.

As evidenced by your post, the hostility continues.

 

No, it was actually FORTY MILLION signups they were looking for. That was how many people didn't have HC before the ACA. Now there are more than 40 million due to people being dropped. You just flat out lied your ass off. Typical. So, in your eyes, it was a good idea to turn the entire industry upside down for such a small percentage of people? Wow, you like to wreck things for no apparent reason eh?

 

Their long term goal is to destroy private health insurance and force everyone into a government controlled system. It's no secret they have stated as much.

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I always wondered if that 40 million included the 20 million illegals or not

 

IMO it has to be higher than 40 million who don't have insurance.

 

Just to put things in perspective -

Health costs have been one of the top five concerns for Americans for the last 50 years.

Rising health costs, rising deductibles, and insurance prices were issues long before Obamacare.

I'm beginning to think that in the Conservative world, nothing existed between 1776 and the day Obama took office.

 

My healthcare costs are killing me, they're almost triple the 10% cited in the OP.

 

Hate to break it to you, but this must be one of those issues that the far-right pretty much just pretends hasn't existed for the past few decades. I mean, conservatives are typically late to the boat, but 3 decades or so? Wow.

 

If you've been paying attention, the CBO is reducing the estimate of the number to be insured.

Of course there is going to be hostility - this is a bad law that was shoved down American's throats by an arrogant President and Congress.

This thread is about those who have "insurance" now but still can't afford care.

Obama claimed this would make health care affordable. That is only true for those who are on Medicaid - those who pay nothing. Middle class taxpayers are forced to buy insurance but have you looked at the deductibles? They're incredibly high.

How is that affordable?

This is a fiasco!

 

There are so many lies it is hard to know where to begin

http://www.washingtonpost.com/blogs...24048f2-e245-11e1-a25e-15067bb31849_blog.html

President Obama has embraced the phrase “Obamacare,” once originally intended as an epithet by the heath-care law’s opponents, but we were a bit surprised the other day when he declared that health insurance premiums were going to go down.
We have previously dinged Republicans for claiming that premiums have already gone up because of the law. And we have noted the president made what we called a “foolish, dubious” campaign promise with a huge asterisk — that premiums would be $2,500 lower than they would have been without the law.

 

It hasn't existed to this level, and the truth is being revealed no matter what BS excuse you are told to say

 

The article clearly states that ACA stats were not yet available to be included in this report. Until they are, there is no point in connecting this to ACA.

 

You act as though this is something new. For the last 50 years people have been complaining about going bankrupt even though they had insurance in a catastrophic event.
If you look at the increasing costs of insurance over the last 30 years, the graphs all show steady increases, with no real deviation after Obamacare was implemented.

 

I don't think their goal was 7 million.

 

Of course not, but pulling absurdly inaccurate numbers out of thin air and presenting them as fact in a vain attempt to present the ACA as being successful is about the best these people can do.

 

Of course, the solution is to give insurance companies even more power.

 

That's a misnomer. The cost of "insurance" does not include the greatly increased out-of-pocket costs. That's the entire point of this thread - that for the Middle Class health care has become much LESS affordable due to astronically high out-of-pocket costs. That's not the little deal you're trying to make it. And your chart reference has nothing to do with it.

 

The ACA did just that.

Narrow networks leave some Obamacare consumers lacking options

Obamacare doctor networks to stay limited in 2015

Keeping Your Doctor Under Obamacare Is No Easy Feat

Lack of choices, high deductibles and outrageous yearly out of pocket costs have doomed Obama Care to the rubbish bin of bad ideas for all time.

 

Good thing that insurance companies and plans never had any of those things before Obamacare, right?

 

Well, here's a simple solution: opt out of Obamacare, get private insurance and pay the small fine. Surely if your ACA costs are so high, a private insurance option is right for you.... but there's one problem to your story: IIRC, the ACA limits total yearly expenses to around $3,000.

OK.

"Bad". What does "bad" mean? It's already helping families avoid devastating debt from healthcare costs.

I've seen many bronze packages for $150 per month. Well worth it, but people should go with a silver plan or higher to reduce their deductibles and OOTP expenses.

"This is a fiasco." You mean like the website that allegedly didn't work, and was allegedly hacked? Just because a denialist says it's true doesn't mean it is.

 

First things first: are you going to retract the claims in your OP that the insured people who are "strapped for cash" aren't using the ACA?