City employees shocked by new insurance deductibles [From $500 to $7000]

Discussion in 'Current Events' started by MolonLabe2009, Jun 15, 2015.

  1. Piscivorous

    Piscivorous New Member

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    He got this from you Dems. Eat the (*)(*)(*)(*) sandwich already.
     
  2. EMTdaniel86

    EMTdaniel86 Banned

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    That is nothing. Mine with 10.
     
  3. BroncoBilly

    BroncoBilly Well-Known Member Past Donor

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    Then why did you try to deceive? Romney has nothing to do with anything Obama, so stop trying your silly game as if he did

    - - - Updated - - -

    So you think Walmart is the US? I said the free market open to all insurers
     
  4. FreshAir

    FreshAir Well-Known Member Past Donor

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    Healthcare was raising by 15% a year across the usa back under bush and the republican congress, not just at walmart

    .
     
  5. TomFitz

    TomFitz Well-Known Member

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    You made my point. This has nothing to do with Obamacare.
     
  6. Wolverine

    Wolverine New Member Past Donor

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    Insurance companies are forced to cover people they usually wouldn't, thus increase their rates, and it has nothing to do with Obamacare?

    LOL
     
  7. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    If no compromise happened then what happened to the public option? What happened to Obama's initial single payer proposal? Are we just ignoring that Obamacare started out as single payer and got negotiated down to the free market approach that was invented by republicans in the 1990s?

    Just because most republicans decided to take the position of behind vehemently against everything that comes out of Obama's mouth doesn't mean a compromise wasn't attempted and agreed upon.
     
  8. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Seriously? This was barely long enough ago to be considered history. It was one of the main differences between Obama and Hillary. Hillary wanted to go with an individual mandate program. Obama wanted to go with single payer.

    http://www.nytimes.com/2007/11/16/us/politics/16facts.html Here is a news article from 2007 about the debate.

    I swear it's like some of you guys just popped into existence in 2009.
     
  9. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    How is cost/mortality not a primary measurement for healthcare effectiveness?
     
  10. Battle3

    Battle3 Well-Known Member

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    Because mortality is not completely dependent upon health care. For example, the USA's love affair with the car results in the USA having far more automobile accidents than any other Western industrialized nation (10 times more than the #2 nation, Germany). And definitions differ, in the USA all a baby has to do is show any sign of life to considered a live birth, even when its obvious the baby will not live. In other nations, such a baby is not considered a live birth. That contributes to a higher infant mortality rate in the US. And morbidity is just as important as mortality.

    And how do you measure cost? Its not as straightforward when the government is involved and has a vested interest in hiding the numbers.
     
  11. TheTaoOfBill

    TheTaoOfBill Well-Known Member

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    Good theory. But doesn't hold up in the data.

    We're last among developed countries in preventable death rates. Deaths from preventable illnesses http://www.commonwealthfund.org/pub.../2011/sep/us-ranks-last-on-preventable-deaths
     
  12. TomFitz

    TomFitz Well-Known Member

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    Only to the extent that you now have better insurance. You have no maximum cap on benefits. A yearly checkup and certain tests cost you nothing (not even a co pay) by law. You won't be dropped from your insurer's policy because you have a "pre existing condition", and you can keep your family on the policy until your kids are 26.

    Sure, all that costs more. You didn't have it before.

    The vast majority of people that the insurer wouldn't cover are outside your company's group. And since insurers rate the group and not the overall population when they price the risk of your group, the larger population is irrelevant (at least that's the age old excuse the insurance industry used to justify the usary rates they charged indivuduals.
     
  13. BroncoBilly

    BroncoBilly Well-Known Member Past Donor

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    When the insured have deductibles that average $6000, it will naturally show in a lower premium. Americans now get less insurance for more money.
     
  14. RP12

    RP12 Well-Known Member

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    My wife and i are looking at a 6k deductible.. Oh the joys of our wonderful insurance system.
     
  15. Pred

    Pred Well-Known Member

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    I live in FL and am provided excellent insurance through my employer using Cigna. EVERYTHING has gone up. Someone Explain? Obama told us insurance would get cheaper. Why did he lie?

    Our insurance reps told us the fall after Obamacare was put to law that all our premiums would be going up and there was nothing they could do. You would think Obama had a clue. So he lied.
     
  16. Wolverine

    Wolverine New Member Past Donor

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    But yet I still pay a $35 co pay every time I go to the doctor. LOL

    My mother lost her insurance because the rates went up too high, and now she has a very poor plan that barely covers anything.

    Go Obama! Lets pass a bill without even knowing what is in it!
     
  17. FreshAir

    FreshAir Well-Known Member Past Donor

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    that is corporate greed, the individual mandate and increased deductibles are sending profits through the roof, they are not gonna pass the savings on to customers, time for a public option
     
  18. BroncoBilly

    BroncoBilly Well-Known Member Past Donor

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    Corporate greed? Do you have any data to back up that their net profits have sky rocketed as you claim? Maybe you care to explain then why Obama is willing to make up the differences in the losses with tax payer dollars from this healthcare nightmare he created if there is all this corporate greed as you claim?

    BTW, all that corporate greed you liberals continue to rail on finances a good portion of Americans retirement. Do you work for a city, county, state, or federal government? Those retirement funds are invested in those greedy corporations you hate so much
     
  19. FreshAir

    FreshAir Well-Known Member Past Donor

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    common sense, individual mandate requires everyone to have insurance, higher deductibles also increase profits

    ins companies did the same with car insurance, told us they would lower rates if everyone required to get it and we were required to wear seat belts... of course they lied then too

    .
     
  20. maat

    maat Well-Known Member Past Donor

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    Single payer was out of the question because Americans stood up and apposed it. We ended up with obamacare with no republican votes.
     
  21. BroncoBilly

    BroncoBilly Well-Known Member Past Donor

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    For some reason liberals don't have common sense. And since you can't post any data or answer why if profits are so high as you claim, why is Obama going to make up the difference in their losses with tax payer dollars?

    Come on FA, pony up
     
  22. FreshAir

    FreshAir Well-Known Member Past Donor

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    the profits are going to big bonus's, the ins industry is a big scam, time to get rid of them
     
  23. rahl

    rahl Banned

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    All insurance plans are ACA plans.
     
  24. rahl

    rahl Banned

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    He didn't say republican, he said conservative. There are conservative democrats
     
  25. Nunya D.

    Nunya D. Well-Known Member

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    Didn't want it or thought I needed it before either.

    If I have such a serious illness that I hit my maximum cap, the cap would be the last of my worries.

    Yearly checkup were already normally free....or required a minimal co-pay.

    I couldn't be dropped for a pre-existing condition before. I might have issues with switching insurance carriers, but I could not be dropped by my existing carrier.

    My child could stay on my insurance as long as she was a dependent (in college?).

    Your whole post reminds me of my daughter when she was looking to buy her first car.

    Daughter: "Isn't it pretty"
    Me: "Honey, it doesn't even run"
    Daughter: "Yes, but it is RED!!!"
     

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