Replacing the Affordable Care Act

Who's your provider?

 

There is no difference between a "for profit" insurance company and a "not for profit" insurance company except the terminology they use to explain the money left over after everything is paid. The for profit company is termed as a profit while the not for profit company terms it as a surplus. Just like the government does when they take in more money for social security and Medicare, the money left over after all is paid is called a surplus.

 

Ok folks...here is an example of an ignorant post.
Everybody say why!
If you opt for employer healthcare coverage open enrollment is once a year. You can't just opt for benefits between that annual open enrollment window because your kid was diagnosed with Leukemia or you knocked the eife up. Paying for insurance is ALLLLLL about paying for piece of mind in the event bad things happen.
How is healthcare mandated? Your earnings are not garnished no leins are put on your property. It is a miniscule tax liability few will pay and by volition because they withheld too much via the exemptions they claimed on their W-2.
Vaccinate stupid. You can help.

 

What is the worst that can happen if you do not pay the hospital bill, it ends up on your credit report, big deal.

 

You're absolutely right.
However, if you or your spouse or child is diagnosed with an aggressive cancer and you aren't covered...you are fubar. Hospitals only have an obligation to stabilize you. Big deal. Absolutely.

 

Uh, no it wasn't and as this article explains it never even came to a vote and it was opposed by most GOP members so no it wasn't "the GOP equivalent of Obamacare" It missed some very big pieces so quit trying to make this spacious and fraudulent claim. You have been proven wrong.

http://www.politifact.com/punditfac...5/ellen-qualls/aca-gop-health-care-plan-1993/

 

Just another one of the gang of superfluous privateers that contributes to America's rising medical costs by adding on corporate profit margins, huge executive compensation, general payroll and operational expenses, marketing and advertising budgets, agency commissions and overhead, as well as the political lobbying and contributions to perpetuate that cash cow that - including the $250 billion annual subsidy for employer-administered plans in the form of a tax write-off.

It's hardly a surprise that advanced nations can cover everyone at half the cost.

 

And I bet you honestly believe that your insurance is going to cover most of the cost if your child gets cancer. With or without insurance, cancer is going to cost the consumer tons of money. This is one of the biggest reasons why people that had been employed, had coverage, lost their job, lost their home and savings and end up on Medicare and Medicaid eventually due to a disability or a chronic condition.

 

Not at all like that.
Educate yourself.

That "left over" money goes back into the non-profit and becomes part of the next years accounting.

It goes in investor's pockets in a for profit.

- - - Updated - - -

Can you document any of that? Because lifetime caps and so forth have been legislated away last I heard.

 

I thought you worked in this industry...

http://www.hhs.gov/healthcare/about-the-law/benefit-limits/index.html#

 

The company name/provider??

 

I am self-employed and have had three different carriers over the past few years, all pretty much the same.

Do you believe my personal experience is an anomaly, or that there are any in the cartel who differ substantially?

 

I don't get the vibe you understand how Medicaid, Medicare, and BC/BS are similar and different.
I'm certainly not here to promote private coverage. Do whatever you'd like.

- - - Updated - - -

Straight Talk and Verizon....compare/contrast?

 

What phone do you use?

 

He has a Bell Tel rotary.

Why do you keep getting kicked off discussion sites?

 

I see no reason for your being nosy about personal matters.

How does your preoccupation relate to the health insurance plight of the US?

 

I asked her about this preoccupation with asking completely irrelevant questions about our personal lives, and she said that's why she comes to this forum. She wants to know what kind of underwear we wear, whether we prefer skippy or jif, what side of the bed we sleep on, boxers or manties...

Quite bizarre, really.

 

What's a typical co-pay for a doc visit?
Pros/cons of HMO vs. PPO?
What providers are most significant?
How do you feel about the OB opt out? Lower cost for declining prenatal/birth/post pregnancy coverage?
What happened to claritin regarding formulary/Rx co-pay?

 

No brainiacs. I am looking for context....which is lacking...immensely...

 

The context is that what kind of phones we use, or whether we prefer coffee or tea is irrelevant on a political forum. That is why it is lacking. It's not important to the conversation.

 

Quite peculiar.

Years ago, celebrated feminist Gemaine Greer mentioned that she had been victimized by a dastard who had snipped the crotches of all her panties hanging on a clothes line.

She said the vandal had inspired her to stop wearing them and discover that they were unnecessary.

She inspired me to compose a poem:

If Germaine Greer would be so queer
As to suggest we foresake underwear,
I declare and plead
That rare, indeed,
Is the man who'd heed,
And banish fear and care
For the woeful plight
Of pants too tight
And the meeting of zipper
And pubic hair.​

The foregoing was, gratuitously, personal and irrelevant.

 

Can you document that concierge medicine is cheaper? Nothing I've seen indicates that, but do indicate that is is more expensive and out of the reach of the majority of the public.

 

Is concierge medicine anything like generic?
If not, could someone describe it?

 

I can't imagine why you'd devote a paragraph to explaining the irrelevance of context rather than using a word or two to name your preferred phone(s) or healthcare provider.
Oh, yes I can...

 

Ever watch "Royal Pains" on USA network? Dr. Hank is a concierge doctor, does not accept any insurance and treats generally very well off people. I have not heard of any concierge doctors working poorer communities.