It's Here: House GOP Unveils Obamacare Replacement Plan......

Actually, I pay attention to a lot of what's going on to include Obamacare. I'm only 28 you know. Everything that is going on affects my future even if the smaller details do not affect it presently. The VA Healthcare system is even worse off and I think we can all agree on that point. I'm also a healthcare provider myself so I need to be in the know about things that affect what I do and those I'm responsible for. Obamacare is messed up.

I'll offer an anecdote on one of the very many **** ups. My little brother did not have health insurance for two months in 2015. It was an oversight by my parents who didn't realize he had passed the age threshold to remain on my father's military healthcare. In taxes he was charged a $2000 fine. An unemployed college student was expected to pay 2000 to the Fed and God only knows where they expected he'd find that. My parents who are also struggling financially right now, for different reasons, paid it off.

Now consider the poor in America. Consider all those who cannot afford health care but are racking up fines and debt to the government that plunges them down even further. My little brother had his eyes opened and got bailed out by my parents.Do the poor get that same second chance? No. They just become worse off and ever strangled more by poverty.

So don't think I don't know how terrible Obamacare is. I pay attention. America is paying attention. That's one out of many problems to it.

 

It's 'Plan B' time!



"Holy cow! Is THAT what it says?"

"Okay, that one really sucked, but wait 'til you see this next beauty!"​

 

Trump gave it his unequivocal endorsement as being outstanding.

It IS his plan at this point. He's calling for it to be ramrodded through, regardless of the CBO.

He sees it as so good it doesn't even need to be analyzed!!

 

TrumpCare charges more than that to those older, but with no more earnings.

 

The current stinker is DOA, even if it takes the GOP senate to pull the plug, but I have no problem with the TrumpCare that the Novelty Act promised would be "something terrific" and cover "everybody!"

 

That's incorrect. Why would you assert that?

 

trump aint the smartest fly buzzing around the ****.

 

My concern is that they are still beating this dead horse - and promise to do so until passage.

However, it's flaws are fundamental. It's not going to be fixed by amendment.

It seems reasonably clear that what motivated this bill is the political desire for a change along with the desire to cut taxes (as noted by the list of tax cuts that come with TrumpCare).

Neither of those are necessarily bad.

But, when dicking around with our health care system we really need some objectives that have to do with our health care needs.

And, I see absolutely NOTHING like that.

 

Older people get charged more for a policy with identical coverage.

So, the 30% penalty, applied to the higher price, gives a higher penalty.

 

The GOP plan has price protection which means the elderly cannot be discriminated against for having prior conditions. The cost cannot go up per age. There are stipulations in the legislation directly preventing it.

 

False. The cost absolutely DOES go up by age.

In fact, TrumpCare calls for a significant increase in the cost difference for insurance between those in their 20's and 30's and those older than that.

ObamaCare had stronger limits. TrumpCare calls for increasing the difference the older you get.

This does not have to do with preexisting conditions.

For preexisting conditions, TrumpCare is like ObamaCare, except that it uses an insurance cost penalty of 30% for those who don't stay insured instead of the ObamaCare "mandate". So, if you allow your insurance to lapse for 63 days and then attempt to buy insurance, you will be charged a penalty of 30% of one year's coverage cost. So, if your family total is $1,000/month, your penalty would be $3,600.

 

Once you go 63 days you're better off waiting until you're sick to get coverage

 

Absolutely.

Insurance companies have stated that dropping the mandate for this penalty is a real problem that they say will be "destabilizing".

They believe that the penalty will actually encourage people to do like you say - go without coverage until they get sick enough that it's going to be expensive.

 

If you say so. I'll go back and read it again but what I understood begore implied that I am correct and you are wrong. I'd be happy to recheck on my end however.

 

I'll reread, too.

There IS the issue of tax credits being used to support those with low income. There has been debate on how those should be allocated - whether income based or age based, as I remember, but could be wrong on that.

What I'm referring to is simply the latitude insurance companies have in charging more based on age - something ObamaCare has done and I believe TrumpCare does even more.

 

Please provide links substantiating that there is "price protection" and that the "cost cannot go up per age".

TYIA

 

In essence which is cheaper, paying for the medications themselves or paying for the insurance? Once the balance tilts in favor of the insurance that will be when they enroll!

 

Patience is a virtue.

 

Failure to substantiate allegations when asked is detrimental to the credibility of the poster making those allegations.