Most Democrats think "Medicare For All" means they can still keep their plans

Most Americans had the same experience I did. And you can still have an HSA. I have one.

 

The Gov holds it's own treasuries and owes itself the payout. Only an idiot would think that was solvency

 

Yes particularly our poor who tend to eat themselves to death.

 

Nothing. Where are they going to go?

 

They think it means free medical marijuana......

 

Yeah social security running out of money is a vast right wing conspiracy.

https://www.ssa.gov/policy/docs/ssb/v70n3/v70n3p111.html

As a result of changes to Social Security enacted in 1983, benefits are now expected to be payable in full on a timely basis until 2037, when the trust fund reserves are projected to become exhausted

 

Who's paying for the people who aren't paying for insurance now, the money-tree fairy?

 

Same reason people didn’t quit their job to get Medicare

 

My doctor went into finance with his brother and closed his practice. He told me that he should double his income. They will go into other careers that smart people go into, which make more money.

You're welcome.

 

I wish him luck, but this site brings those jobs in slightly below podiatrists.

https://www.cnbc.com/2019/01/08/the...019-according-to-us-news--world-report--.html

 

I'm not proposing we buy insurance for everyone, but just the savings from getting insurance companies out of it would buy insurance for all the people without it.

 

But not with all. What I have suggested in the past is employer provided health insurance for all.

 

Allow for. How generous of him. I don't suppose that Bernie ever considered the possibility that Americans aren't asking for his permission to do something which they have every right to do.

Anyway, a "clean" Medicare expansion is something I could compromise on as long as it was paid for by other cuts in spending. But the second Bernie and other well-meaning socialists try to interfere with private healthcare in America, I will not compromise one inch. And trust me when I say, MANY Americans feel the same way. STAY AWAY from our private healthcare plans. You can expand Medicare without molesting them.

 

The number of people has nothing to do with implementing taxes.

 

The insurance company charges a small fee to administer the claims. They usually end up paying more in claims than they take in with premiums. They have investment income which allows them to do that.

Even if you have single payer, you have to pay people to handle the claims. Same as an insurance company.

 

Uh, of course it does lol. More people means more infrastructure that’s needed. More police and fire. Etc.

 

Come on now .. even dogs bury their surplus (in case of emergencies).

 

Nationalised healthcare has no impact upon private health insurance (legally). We can have as much or as little as we like .. or none at all.

But I must ask, why would you WANT it? When the same or better care can be got for nix via the public system, it seems a very odd thing to feel strongly about.

 

We aren't talking about infrastructure, police and fire. Those are peanuts compared to SS, Medicare, and Medicaid.

 

And current obligations will be met with current revenue at a 75% level. S.S. will NOT be bankrupt, or out of funds, or unable to pay out anything to recipients. So they will NOT "run out of money".

 

Dems still can’t figure out which bathroom to use.

 

Well maybe you need to be clearer. You said "Single payer can never be cheaper for people who currently pay for their own health insurance."
I understood that to mean that the single-payer cost to a person who is currently paying for their own health insurance, would not be cheaper than they are now paying (for their insurance).

IOW, "individual health insurance premiums are less than what single-payer coverage would cost them."

But now you raise the question of those who ARE NOT paying for insurance now. Please clarify.

 

This is true, employees who handle the claims still need to be payed, however the private insurance providers we are talking about here are for profit establishments, meaning if you're using the for profit insurance as your source for health coverage, you are having to pay a rate that is profitable for the company

The way a non-profit provider operates is there is no for profit middleman, if more revenue is generated than what is necessary to pay for the basic healthcare expenses(which includes paying the doctors and other employees their due labor expenses), then that additional revenue has to go towards expanding coverage. There are no executives giving themselves multi million dollar pay raises because there was an increase in revenue, instead that additional revenue has to go towards covering more people. Which is also why countries that have the single payer option pay around half per capita for coverage than what we pay in the US

 

Hey there, neighbor.

What it costs people will depend on how it is funded. If single-payer ever becomes the law of the land, I suspect it will be paid for through progressive taxation of income earners. I suspect that the rate will start out very low at the low income scale and rise with the level of income. I suspect that at some point in the income scale, the cost of single payer will exceed the cost of private insurance. And the higher the income, the more the cost will exceed the cost of private insurance.

Let's say a family of 4 with a household income of $500,000/year is paying $20,000/year for health insurance. But if the tax on their income to pay for single payer is 10%, that's $50,000. The tax on a $1 million household would be $100k and so on.

Those folks are going to resist that change, including political liberals who make a lot of money ... like in California.

 

Hey neighbor.

You may be right, --if it turns out that way. But vman12 made a blanket statement with no mention of progressive taxation.

The problem actually is that one hell of a lot more than just redesigning how we pay for healthcare. The whole system needs to be reworked beginning with how providers are organized and how they work.