Dad Confronts Warren On Student Loan Forgiveness: ‘Can I Have My Money Back?’

The average high school grad has a fifth grade reading level? Where the hell did you pull that out of? You understand that 40% of high school grads now go to college and the average reading level is 10th grade for those students. 90 percent of armed service recruits have a tier one level which is equivalent to an 11th grade reading level. if you take those two groups you probably have the remaining people who graduate from high school at a first grade reading level in order for the average to be 5th grade.

I mean if you said that the whole student body of some high school in some poor urban area or Louisiana or Alabama or something had an average grade of 5th I might have seen some semblance of accuracy.

 

and you understand that colleges will lose their accreditation if their students don't reach standards. why do you think kids even at struggling private colleges get kicked out.

 

IDGAF what Biden has to say about anything.

And the rest of your post basically answered your own question.

For the record: I am against a financial roadblock when it comes to higher education. The smarter we are as a society, the better we are as a society.

College graduates earn more, pay more in taxes, and solve more problems than less educated individuals. That makes society a better place.

However, not everyone should go to college. Trade schools should be free as well. We need plumbers and electricians as much as we need doctors and lawyers.

 

Agreed, Vocational education has taken a hit. We are lucky here that they are many fine vocational schools around Mass, but they are so selective that they need to greatly expand. I personally know some 8th graders who got turned down and who I thought were average kids. Unless you want to be in a non attractive major. But Electronics, electrician, HVAC, plumbing and cabinet making are very selective.

 

You may want to brush up on your reading skills. I did not say high school grads read at that level. I clearly stated high school students.

Here’s a link. Ask Bloomberg. Ask them where the hell they pulled it out of. You’ll have to because you probably won’t be able to comprehend the article.

 

Meh. I think you think too much of the accreditation process.
https://www.americanprogress.org/is...llege-accreditors-miss-mark-student-outcomes/

 

Well, Biden essentially said he’d do what you said no candidate is talking about.
I agree with you a lot people should be going to trade school. But free is a recipe for disaster. People don’t value free stuff. It’s taken for granted.

 

They produce more, they contribute more, they're less likely to be a burden. That's not going to change whether or not we make college "free", whatever the hell that means. There's no financial roadblock. We spend plenty of money on education, and we're near the top globally. Yet I play basketball with high school graduates all the time. They're functionally useless. One asked me to get him a job once. I asked him what he could do. He knows how to use a computer.

I interview interns every year. These are usually 21 year old adults with three years of college completed, and I'm dumbfounded at how little they know until I realize why they're in my office and why I did the same thing 16 years ago. We don't need trade schools to make electricians and plumbers. We need the last year or two of high school giving out this sort of knowledge so that when a student graduates they're ready for on the job training. This even applies to college bound students. A kid wants to go to college for engineering? He should graduate knowing calculus and CAD. If they want to study business, they shouldn't need a full year of accounting classes. There's no reason for education to be what it is.

The other thing, use community colleges. Is the "college experience" a right too? Why are we letting students use taxpayer money or go into debt to pay for a $10k a year state school? Because they want to live in a dorm, get away from home, or party. I did it, it's fun, but totally unnecessary. There's absolutely no reason underclassmen who need financial aid shouldn't be going to cheaper two year schools.

 

Actually no. The effective tax historically has been about the same across all tax brackets.

And no, those countries idolized by Democratic Socialist pay substantially higher taxes, especially with fees for things like cars. They also live much more modestly in terms of housing so that they can be afforded things like government paid healthcare. They have the ability to do this because they dont invest in their defense partially because the United States protects them.

 

Both of these posts are spot on.

Millennials think they have it so bad mostly because they're so ignorant of history and they have no experience as far as actual hard times and actually sacrificing. If Mommy and Daddy won't buy them a new iphone, or if Starbucks runs out of their favor flavor, or if one of those awful responsible adults (d*mn Republicans) implies they should get a job and support themselves, it's "woe is me, life is so hard, rich people OWE ME!"

You're a monster if you imply they could share a house (what? roommates??), or buy a smaller house (what? I have a standard of living to maintain!!), buy an older car (what? it doesn't even have bluetooth!), or get a job, any job (what? that job is beneath me, I'm waiting for my big break as a social media influencer!)

Wait, what??? I'm assuming the 40% of highschool grads who go to college are the best and brightest, and you're saying even those kids now only have an average reading level of 10th grade? These kids had 12 years of free schooling already and still they're two grades behind on something as basic as reading, and now we want to pay for four more years of free school for them??

As a side note, I don't even know how kids get into college if they're only at a 10th grade reading level.

 

Generally the hardest working students will go to good universities. Often times they'll find out it's not as easy to get through college through sheer hard work as it was in high school. The smart ones will be among them. Then you have state colleges. Students will go because they got in and have been told college is an absolute necessity. They'll probably graduate, granted many of them will just wind up with degrees in marketing, environmental science, or communication. Then you have community colleges filled with direction-less high school grads with no idea what else to do. These kids are probably never going to finish.

Too many of these kids are going to college.

 

Or the repayments on that shiny new car. Or the family tour of Europe. Or designer clothes.

 

It's actually those who refuse to adapt to the changed economies of today, who are ignoring that reality. It's those who complain that they can't repay their student loans (because they took a degree that hasn't earned anyone a decent living since 1985), and those who complain about the cost of housing in their big coastal city (because their parents were able to afford it .. in 1985).

The problem isn't the changed economics, it's that so many people think it's still 1985. Or believe they're somehow entitled to keep living like it's 1985.

 

I'm confused by this. In my country, the good universities are all public, and have the highest entry requirements. The crap ones are private, and where the 'dumb' kids go.

 

The most problematic - now, and far more so in the not to distant future - is refusal to move to more affordable locations. When homelessness reaches plague proportions, that'll be why. It won't be because many people can no longer afford to pay rent, it will be because many people refuse to leave their big expensive cities.

 

Why the adversity towards state colleges?

In my opinion (and with all due respect) attitudes like yours are part of the problem..... The average person does not need to go to Harvard, Stanford, or Yale. Attending a state school is more than enough for most people, and would save a lot of money too, and kids can really save money with in-state tuition. Considering there are over 4000 post-secondary schools in the US, there are a lot of "state" schools in the Top 100 and Top 500 rankings, and even in the Top 50 rankings.

For that matter, there is something to be said for Community Colleges also. Let them weed out the serious students from the rudderless ones, at a fraction of the cost. From there kids can either move onto a four year school, move on to a job with a lesser education requirement, move back home with the parents, or drop out and get a job flipping hamburgers, whichever. For a lot less money.

https://www.usnews.com/best-colleges/rankings/national-universities
https://www.forbes.com/top-colleges/#3364970a1987
https://www.usnews.com/education/best-colleges/articles/2019-02-15/how-many-universities-are-in-the-us-and-why-that-number-is-changing

I generally agree with you. It's not just location, but also the dwellings themselves. A little fixer upper a few miles from downtown, or a not-so-trendy apartment, can cost a fraction of the chic studio that's walking distance to the hipster coffee house, but most entitled millennials would gasp in horror at the thought. What people think they "need", versus what they actually "need", are often worlds apart.

 

I can agree with this, when you grew up with an image of life that was previously affordable and then realize it is no longer affordable and are forced to live on a substantially lower level there will be tons of unhappy people. When those people amount to more than 50% of the population though is when problems arrive as they can vote in change.

 

That's why the average of those in that group have no business in college

 

The best colleges in the US are almost entirely private. Harvard, Yale, and Princeton have international notoriety, and all three are private. University like Michigan, Texas, Berkeley, and Ohio State are often referred to as public Ivys because of their quality. In a country like the US, you have the best institutions of higher learning globally, public or private.

When I say state colleges I'm not talking about major universities. I'm talking about Sam Houston or Lamar here in Texas, UC Rico in California, McNeese State in Louisianna, Polk State in Florida, etc. These places don't do research, they offer next to nothing in the way of graduate programs, and the students they admit are not competitive. They just exist to provide kids a college to go to, rack up some debt, and find a job they shouldn't even require a college degree.

 

No, But that is why so many of our kids from poor areas have to take remedial classes the first year at community colleges. Every one of us know kids who were average achievers in high school and succeeded in college when they matured. My nephew for one. Solid C Student that did not like High School, Loved College and is a successful programmer now for 20 years.

Now I don't think schools should lower their admittance standards and I think only the first two years should be at public expense. I honestly believe that the workplace has changed enough over the last 40 years that the two years is just a natural progression from High school when I graduated almost 50 years ago this June. I also want the student debt interest cut in half. It is wrong that kids pay 7% on funds with a guaranteed payback, when the 20 year fund rate is 2.2%. This of course is only on debt from Stafford and direct loans. Private source lending may charge whatever it bears, but I would remove the guarantee from those loans if the private lenders don't issue loans for the lets say 20 year rate plus 1%.

When a Canadian can go to McGill for $5,000 a year and we pay $20,000 is nuts. Never mind in Europe or asia where the cost is even less than Canada. We should be able to expand college availability just by online learning. Have kids attend 1 semester brick and mortar and one online. That will cut room and board by 6,000 a year.

 

What are these white collar jobs that are out there that don't require a college degree? and do you understand that most of our Nurses and medical personnel come from these collleges as well as our teachers, policeman, fireman etc,
To think that our nation needs could be met by the 500 regional universities is nuts.

 

None should be a public expense.
I had no money. I managed.

 

I have never as a parent bought my Millenial kids a phone, they all have had jobs to do that...My youngest at 17 makes money winning contest with his writing skills.

 

So you made it- what 25 years ago? hell, 100 years ago people made it with a 6th grade education. Let me see, grass is still green, sky is still blue, High school should still be enough, something like that?

 

People borrowed too much, drove up the price of everything living high on the hog, living in big homes they didn't need, taking vacations in Cancun they couldnt afford, and buying crap the didn't need, and now cry about it cuz they cant afford to send their kids to college.
Boo ****ing hoo