Freeze your credit!!!

I just freezed by credit with all three consumer credit agencies in the USA.

Experian, Equifax and Transunion.

This means no credit can be issued for me until I choose to undo the freeze.

Here is the info to do it:

http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/

How to freeze your credit with all three agencies
TransUnion

• Online: Visit the Credit Freeze page here
• By phone: 1-888-909-8872
• By mail: Request your credit freeze by certified mail using this sample letter. Please note the attachments you must include.
  • Use the following address:
    • TransUnion LLC
      P.O. Box 2000
      Chester, PA 19016

Equifax

• Online: Visit this page to freeze your credit with Equifax. Important note: With such high traffic to the website, if you can’t get your request processed, just wait about a week and try again.
• By phone: 1-800-685-1111 (NY residents please call 1-800-349-9960)
• By mail: Request your credit freeze by certified mail using this sample letter. Please note the attachments you must include.
  • Use the following address:
    • Equifax Security Freeze
      P.O. Box 105788
      Atlanta, GA 30348

Experian

• Online: Visit the Credit Freeze page here
• By phone: 1-888-EXPERIAN (1-888-397-3742). When calling, press 2 and then follow prompts for security freeze.
• By mail: Request your credit freeze by certified mail using this sample letter. Please note the attachments you must include.
  • Use the following address:
    • Experian Security Freeze
      P.O. Box 9554
      Allen, TX 75013

I did it online for Equifax and Experian, and over the phone with Transunion.

 

Why did you do that?

 

because my personal info was compromised by the Equifax hack

 

Oh, right. I thought you may be afraid of getting into debt, or your wife had your credit card.

 

I have a credit line of £15,000 (about $20,000) on my credit card, which I never eat into.

 

This is the best deal on a credit freezer I've been able to find.

 

Sorry if I burst anyone's bubble . . .

But freezing your credit is a waste of time. Your data has already been compromised. And one of the the biggest culprits in this sorry state of affairs is your government.

 

cant open a new account in my name if my credit is frozen.

 

I like my credit unfrozen.