Seniors made stupid by anti Obama righties

As I've made painfully clear...I work for a medicare advantage inusrance company.

My division specifically handles just one state, and it's a very RED state.

Something I hear all the time, when these senior member call to complain about an isssue, is......."So is this because of Obamacare?"

The thing that pisses me off, is that without exception, none of the issues they complain about have anything to do with Obamacare, and some of the things they're happy about.....like the "donut hole" going away, ARE because of Obamacare.

The right sure did a bang up job demonizing Obamacare, and 99% of Americans don't even know what it does.

 

Why are they complaining so much? Is it because of Medicare or the fact that your company handles Medicare Advantage policies?

 

Yeah the right has done a good job of spreading lies and inaccuracies about the health care act. Referring to the Nazi propaganda machine Winston Churchill called it "the big lie". If you say it often enough in an authoritarian tone of voice people eventually believe it has to be true!

 

How good to know a representative of a medicare advantage insurance carrier is on the internet bashing his customers because they don't agree with his political views.

Keep it professional, GW. You and Barack must've gone to different business schools together.

 

They complain about the concept of copays, the donut hole, and not being able to enroll/dissenroll outside of the open enrollment period. All these things are realities of medicare advantage, and pre-date Obama. In fact, George Bush's prescription drug benefit package is where the donut hole came from.

 

It's not my fault "so called conservative" media and the GOP BS older people.

And....it's not unprofessional for me to offer my observations because you DON'T know which company I work for, and I didn't mention the state.

 

You should hear the 180 in their voices when I tell them their problems weren't created by Obamacare....they sould dissaponited

 

If your boss saw what you wrote, you'd be fired, wouldn't you? Just because you think you can get away with it doesn't make it right.

Typical lefty... deceit just comes naturally.

 

So you're lying to them, too huh?

WTG, GW. I'm sure your employer doesn't realize they're paying you to defend Barack Obama to your customers.

 

No, my boss says it's okay for me to say anything, as long as I don't identify myself, the members, the state we cover, or the company, and I haven't.

It's not even slightly wrong in any way

 

Whats the matter with you today Smarty?

I don't defend Obama......but when someone asks me if their problems were caused by the healthcare act, I have a responsibility to answer the question correctly.

If any mbr called and asked if thier issue was caused by Obamacare, and it WAS caused by Obamacare...I would say it was because of Obamacare. But that hasn't happened yet.

 

I disagree. There is nothing wrong with pointing out that one's experience IN THE FIELD of Medicare supplemental insurance is that many elderly people are either misunderstanding the way medicare works, or being brainwashed by some anti Obamacare propaganda.

Talking about Obamacare, I think President Obama and his campaign staff should have USED the intentionally disparaging "surname" given to health care reform as a slogan. . .because OBAMA DOES CARE about everyone getting insurance and especially the elderly and the disabled!

As a Social Worker, I am well aware of confidentiality issues, but there is NOTHING wrong about my providing my own personal experiences about working with families of children (and adults) with autism and expressing that it is those families with the most financial wealth who will be the most demanding about receiving "paid by the State and Federal government" services from State funded agencies. The poorest families are grateful and happy to receive any services to help them keep their special person safely in their home, the wealthiest families (those who constantly complain about "entitlement" and "subsidies" and "welfare" as well as "government intervention" and "socialist society") are indeed feeling entitled, not only for NEEDED services (such as paid aides to keep their child safe) but ALSO "WANTED" services, such as those aides being paid to take the child back and forth to riding classes, and dance classes. . .which, by the way, they also try to get the State to pay for!

 

You sound just like Barack Obama... as long as you don't get caught, there's nothing wrong, right?

What you're giving those customers you're insulting here is YOUR PERSONAL OPINION. A ton of changes in the health care field are a direct result of Obamacare... whether you want to admit it or not. For example, I've lost two specialists who quit private practice because of he increased red-tape that will come with Obamacare. One went back to work for the VA, the other moved to China.

Sorry, but I still think it's disgusting to talk about your customers like they're idiots. It's been my experience more idiots work for insurance companies than buy policies.

 

Yeah, right... if Obaaaaaaama really cared, why are these seniors still being forced to spend their limited incomes on supplemental policies, huh?

 

They don't HAVE to, dear. . .they can use Medicare the same way you and I use our private insurance. . .which doesn't pay for 100 % of our cost EITHER, just in case you forget!

Another example of what medicare does for you that PRIVATE insurance doesn't:

My husband is 73 years old, so he has been on medicare for 8 years. We are lucky enough that we have been able to purchase supplemental insurance for all those years. so, in spite of 3 serious health problems in the last 5 years (Aorta aneurysm repaired, a stroke that led to surgery, and 15 inches of colon removed to take out a pre-cancerous mass), we have not had to pay $1.00 in cost.

But what is the most striking for all this is this: He pays about $50.00 a month in medicare premium. . .and medicare has paid over the lat 5 years about $80,000 for those medical needs

In the other hand, we also pay $190.00 a month in supplemental insurance (the "cadillac" option) and that supplemental insurance (Blue Cross Blue Shield) has paid a total of $20,000 in "co payment" that medicare didn't pay.

So, if you look at it this way, over the last 5 years, we have paid $3,000 in Medicare premium and they paid $80,000 in medical costs to Doctors and hospitals. We have paid about $11,000 to the PRIVATE SUPPLEMENTAL insurance, and they have disbursed $20,000!

If you know ANYTHING about economics, or about investments, which do YOU think was the better investment?

Investing $3000 and getting back $80,000 in 5 years?

or

Investing $11,000 and getting back $20,000 in 5 years?

Obviously, both investments were profitable. . .but which "company" (government or private) served his "investors" the best?

And which "company" do you think we should look at to provide a more cost effective medical care for the most needy segment of the population. . .the elderly?

And if that "company" can be so much more "cost effective" with the most costly segment of the population. . .how much more "cost effective" would that company be in serving a LARGER segment of the population, that would be made of MOSTLY LOW NEED people, like healthy young adults between the age of 18 and 55?

Does ANYONE who is insured by a private insurance in that healthy category (18 to 55) pay LESS than $55.00 per month, with a 20% co payment and NO deductible?

And yet, stupid people are still accusing the government health care of being "less efficient" than private insurance. . . because medicare has a deficit, while private insurance make a killing for the stock holders!

It is either stupid or totally hypocritical!

 

Well, those specialists are smart!
They KNOW that, eventually, private medical care will not be able to continue fooling the people, and . . .apparently they don't mind working for the GOVERNMENT!

Because, just in case you don't realize it, even the one who moved to China will be working for a government agency!

 

My personal opinion is the many seniors are being made stupid regarding healthcare reform by the "so called conservative" media and the GOP for electioneering purposes.

My professional opinion is that many seniors are misinformed by some elements of the media regarding the Healthcare Reform, and it's effect on their plans.

 

Doesn't that go for half the crap that gets posted here on this site? The same can be said for the people who "claim" to own a businesses here, why don't they give us their company name when they spew out their bigotry or hatred?

 

I suspect many of them might be just like Joe the Plumber...where he stated he "was thinking about buying a business", and his boss never ever even hinted at selling it to him.

Oh well...that's the internet for ya.

 

on the flipside of that, if you were here saying you were blaming obamacare to all your clients, I'd be willing to bet that a particular "member" would have nothing to say...

 

Of course...they've been convinced that liberals are out to detsroy America, and everything a non Tea Partier, Republican, or Christian social fundamentalist does, is something to be threatened by.

The Healthcare law has been successfully demonized as a lethal threat to them, and they react accordingly. But they are misinformed about what it does.....so they blame it for everything bad.

 

Since Medicare Advantage is on the target list, You probably don't have to many more years to listen to their complaining.

 

Medicare Advantage is different from a Medicare supplemental policy.

 

Well, yes. . .medicare advantage is about prescription drug. . .and although it can amount to a lot for some people, it isn't very significant for us, while medicare supplemental policy DOES mean A LOT.

What does that have to do with what I said?
Could you clarify?

 

Good example. In fact, I think I remember that Joe the Plumber wasn't even a LICENSED plumber and had NO Business background! So he was just looking at a pie in the sky!