Social Security for Disability Financing and Benefits

Discussion in 'Social Security' started by Kari Sims, Mar 22, 2019.

  1. Kari Sims

    Kari Sims Member

    Joined:
    Mar 14, 2019
    Messages:
    38
    Likes Received:
    7
    Trophy Points:
    8
    Gender:
    Female
    How do social security financing and benefits work for people with disabilities?
     
  2. tkolter

    tkolter Well-Known Member

    Joined:
    Mar 15, 2012
    Messages:
    7,135
    Likes Received:
    595
    Trophy Points:
    113
    Gender:
    Male
    SSDI or SSI? I'm on SSI since to get the other I would need enough work credits to get that and I was shy 8 due to my work being part-time, infrequent and a good amount off the books and some of that work was 'separate shop' where I could be paid under the minimum wage at most I made about half that. So altogether it wasn't that good for me.

    My SSI comes from general revenue not Social Security funding what others get.

    As for benefits mine are based on need I get a sum what the government determines I need for housing and to pay for my expenses and some consideration for modest comforts and cannot be garnished even by the IRS since its 'needs based' and SSDI is solely based on 'disability'. However SSI assures I get once a resident of a State onto Medicaid and SNAP they cannot refuse me once minimum conditions are met. And it helps a lot dealing with charities and for applying for other programs since I'm deemed low income and unfit for work and this determined by the Federal Government on a high bar since I got it without a judge and it was renewed and the years extended for my reviews. My next one is in 2020 then I expect not to have to bother being reviewed in 2027 if I'm still alive. When I reach 65 I go on Medicare likely a joint Medicaid-Medicare Program and not sure I believe my funds come out of Social Security then but I don't expect to see that.
     
  3. Kari Sims

    Kari Sims Member

    Joined:
    Mar 14, 2019
    Messages:
    38
    Likes Received:
    7
    Trophy Points:
    8
    Gender:
    Female
    Were you working part-time while you received the SSI income? Can someone receive the income if they’re working full or part-time or not working at all?

    So they base the amount you receive off of your living expenses or previous or current working income?

    What general revenue does the SSI come from?

    So the benefits are for things like housing, health care and SNAP and are separate from the income?

    You are on SSI for retirement fund though, right? I need SSDI for a type of disability.

    Thank you for your answer!
     
  4. tkolter

    tkolter Well-Known Member

    Joined:
    Mar 15, 2012
    Messages:
    7,135
    Likes Received:
    595
    Trophy Points:
    113
    Gender:
    Male
    Okay they have programs to transition off of SSI and such, but the rule are complicated from my perspective, its really the issue would you risk your benefits trying to work. In most nations they encourage the unfit to work some in Britain post WW2 when they instituted the welfare system one big push was the disabled working in fact so much they had job training programs and a mandate employers hire a quota of disabled persons or get big fines which was done away with in the 90's I think. Since they the number of people on welfare soared among the disabled since they lost the legal protections mandating employment. But now if you work they make up the difference with government welfare to get to a standard of living deemed modest.

    The US doesn't really try that hard and its really all or nothing partial disability doesn't lead to benefits unless a Disabled Veteran and they are now getting lawyers to get better benefits.

    SSI comes from revenues from annual taxes the same money that pays for everything else.

    Medicaid and other benefits are added to that if on SSI Medicaid and SNAP are automatically applied for in Florida generally you get Medicaid right away once a resident of a State. SNAP they always tell you to apply for. Other benefits such as reduce bus fair for mass transit, housing and the like are things you must apply for.

    It also helps a lot with charities I can go to most if I need a medical bill helped or some food or other aid since the government determined without a judge so a panel of experts I am unfit to be employable and self-supporting it matters.

    SSI when I hit 65 I believe moves to Social Security funding I know I would get Medicare and Medicaid together with likely a medical plan for that an HMO under current models in most States.

    Last thing to get SSI you need to prove disability long term or terminal and the inability to earn money matching the Federal Poverty line a pretty decent bar one must get over.
     

Share This Page