A rare but devastating crime in America is title theft. The thief files title change documents with your county recorder and uses the title to get bank loans. There are title lock companies that are in the business of monitoring title changes and informing their customers so their customers can act. What you need to know is that most counties provide such a service free of charge. Our county uses software that gets the job done and informs the property owner by email or telephone about any title changes. No charge at all. So if you are worried about title theft and considering a paid service, check with your county recorder first to see if they provide the same service for free. It can save you $15 or more per month.