Thread: Simple question about car insurance

Simple question. Who's rights does it violate for me to not pay for car insurance, if I don't want it?

Car insurance is only mandatory because Big Car lobbyists, like all Big Business/Corporation people, bribed the government into making regulations/rules that benefits them unjustly. You leftists will say "so burn the corporations!!" and you rightists will say "so burn the government!!" but I'd say that they're both equally as guilty; if I (corporations) pay you (the government) to shoot someone (make unwarranted regulations), whom of us is guilty? BOTH of us are guilty.


If I weren't FORCED to pay for car insurance, then car insurance companies would, rather than relying on me being FORCED to buy their product, have to ATTRACT me to VOLUNTARILY buy their product. They'd have to make it less expensive and/or give better coverage.


Now I know what you're thinking.

"But what if you wreck my car, who's gonna pay for it??"

Answer - First of all, if you have car insurance, they could pay for it if the coverage is good enough. You could theoretically sue me for damages, but then again this assumes that it was completely my fault. It wouldn't be as though I purposely went and (*)(*)(*)(*)ed up your car, so I don't think I should have to pay for 100% of that anyways; it would be unintentional. Also, you should have thought about that before voluntarily getting on the road and driving, knowing the risks. Personal responsibility, eh?

I refuse to let you limit my economic freedom in this instance, in order to salvage your security. PERIOD.


"Wouldn't they charge way more for cars then?"

Answer - The only reason why cars are so expensive now is because Big Car is in bed with the government. I'm forced to either drive an "authorized vehicle" or else not drive on the road. I could theoretically build my own vehicle that costed all of a couple/few hundred bucks if I wanted to, but Big Car and the government won't let that happen because Big Car wants to force us to buy their products, and the government lets it happened because they're being BRIBED by Big Car. If you deny this, you're a Corporate propagandist.



I don't see why anything else would be necessary to say in this OP. My point is either through your skull at this point, or your skull is too thick than to be penetrable.

Originally Posted by DeathStar

Simple question. Who's rights does it violate for me to not pay for car insurance, if I don't want it?

Car insurance is only mandatory because Big Car lobbyists, like all Big Business/Corporation people, bribed the government into making regulations/rules that benefits them unjustly. You leftists will say "so burn the corporations!!" and you rightists will say "so burn the government!!" but I'd say that they're both equally as guilty; if I (corporations) pay you (the government) to shoot someone (make unwarranted regulations), whom of us is guilty? BOTH of us are guilty.


If I weren't FORCED to pay for car insurance, then car insurance companies would, rather than relying on me being FORCED to buy their product, have to ATTRACT me to VOLUNTARILY buy their product. They'd have to make it less expensive and/or give better coverage.


Now I know what you're thinking.

"But what if you wreck my car, who's gonna pay for it??"

Answer - First of all, if you have car insurance, they could pay for it if the coverage is good enough. You could theoretically sue me for damages, but then again this assumes that it was completely my fault. It wouldn't be as though I purposely went and (*)(*)(*)(*)ed up your car, so I don't think I should have to pay for 100% of that anyways; it would be unintentional. Also, you should have thought about that before voluntarily getting on the road and driving, knowing the risks. Personal responsibility, eh?

I refuse to let you limit my economic freedom in this instance, in order to salvage your security. PERIOD.


"Wouldn't they charge way more for cars then?"

Answer - The only reason why cars are so expensive now is because Big Car is in bed with the government. I'm forced to either drive an "authorized vehicle" or else not drive on the road. I could theoretically build my own vehicle that costed all of a couple/few hundred bucks if I wanted to, but Big Car and the government won't let that happen because Big Car wants to force us to buy their products, and the government lets it happened because they're being BRIBED by Big Car. If you deny this, you're a Corporate propagandist.

I don't see why anything else would be necessary to say in this OP. My point is either through your skull at this point, or your skull is too thick than to be penetrable.

Actually, I don't think you have to buy insurance in any state if you go ahead and set aside a large escrow account which can pay for any damages you do to other's property as well as your own cars/trucks which haven't yet been paid off at the bank.
So, you are right... you don't have to have car insurrance to cover the rest of us but most folks just don't have the million to put aside in a seperate account to cover it. Hope that helps.

Originally Posted by govtdog

Actually, I don't think you have to buy insurance in any state if you go ahead and set aside a large escrow account which can pay for any damages you do to other's property as well as your own cars/trucks which haven't yet been paid off at the bank.
So, you are right... you don't have to have car insurrance to cover the rest of us but most folks just don't have the million to put aside in a seperate account to cover it. Hope that helps.

My OP addresses everything you just said. Why should I have to necessarily pay for 100% of damages to your car, if I didn't intentionally cause them? You purposely and voluntarily took the risks of going on the road.

Originally Posted by DeathStar

Simple question. Who's rights does it violate for me to not pay for car insurance, if I don't want it?

Car insurance is only mandatory because Big Car lobbyists, like all Big Business/Corporation people, bribed the government into making regulations/rules that benefits them unjustly. You leftists will say "so burn the corporations!!" and you rightists will say "so burn the government!!" but I'd say that they're both equally as guilty; if I (corporations) pay you (the government) to shoot someone (make unwarranted regulations), whom of us is guilty? BOTH of us are guilty.


If I weren't FORCED to pay for car insurance, then car insurance companies would, rather than relying on me being FORCED to buy their product, have to ATTRACT me to VOLUNTARILY buy their product. They'd have to make it less expensive and/or give better coverage.


Now I know what you're thinking.

"But what if you wreck my car, who's gonna pay for it??"

Answer - First of all, if you have car insurance, they could pay for it if the coverage is good enough. You could theoretically sue me for damages, but then again this assumes that it was completely my fault. It wouldn't be as though I purposely went and (*)(*)(*)(*)ed up your car, so I don't think I should have to pay for 100% of that anyways; it would be unintentional. Also, you should have thought about that before voluntarily getting on the road and driving, knowing the risks. Personal responsibility, eh?

I refuse to let you limit my economic freedom in this instance, in order to salvage your security. PERIOD.


"Wouldn't they charge way more for cars then?"

Answer - The only reason why cars are so expensive now is because Big Car is in bed with the government. I'm forced to either drive an "authorized vehicle" or else not drive on the road. I could theoretically build my own vehicle that costed all of a couple/few hundred bucks if I wanted to, but Big Car and the government won't let that happen because Big Car wants to force us to buy their products, and the government lets it happened because they're being BRIBED by Big Car. If you deny this, you're a Corporate propagandist.



I don't see why anything else would be necessary to say in this OP. My point is either through your skull at this point, or your skull is too thick than to be penetrable.

What a load of hooey.

YOU are required to carry automobile insurance because if you run into me, or somebody else, SOMEBODY needs to pay for the damages, and needs to pay for other things such as health care, disability, etc.

And anybody knows that YOU are not responsible enough to pay for it yourself.


Either grow up and carry insurance, or don't drive.

Originally Posted by DeathStar

My OP addresses everything you just said. Why should I have to necessarily pay for 100% of damages to your car, if I didn't intentionally cause them? You purposely and voluntarily took the risks of going on the road.

It does NOT matter whether or not you intended to cause the damages. The fact that you DID cause the damages means that YOU are liable for them.

Again, either carry car insurance or don't drive.

Originally Posted by Big George

It does NOT matter whether or not you intended to cause the damages. The fact that you DID cause the damages means that YOU are liable for them.

Again, either carry car insurance or don't drive.

Then you can sue me if you want. But you are obviously in support of security over liberty on this issue.

If me and a group of buddies goes to play a game of football, and someone gets hurt, should I/we have to pay for all their medical bills, even if I/we didn't intentionally cause harm to them? Why or why not?

Originally Posted by Big George

What a load of hooey.

YOU are required to carry automobile insurance because if you run into me, or somebody else, SOMEBODY needs to pay for the damages, and needs to pay for other things such as health care, disability, etc.

And anybody knows that YOU are not responsible enough to pay for it yourself.


Either grow up and carry insurance, or don't drive.

Who's rights does it violate for me to not buy car insurance? If the government FORCES me to buy car insurance, that's a violation of my rights to property.

Also, if car insurance were voluntary, they'd have to ATTRACT us VOLUNTARILY to buy their products. Car insurance would get way better. Are you not smart enough to understand this and realize it's significance?

Originally Posted by DeathStar

Who's rights does it violate for me to not buy car insurance?

It violates MY rights. Why? Because I don't deserve to have some idiot careen through a stoplight and t-bone me. But if/when that happens, said idiot BETTER be prepared to pay for the damages HE/YOU cauased.


If you don't like it, stay home.

Originally Posted by DeathStar

Then you can sue me if you want. But you are obviously in support of security over liberty on this issue.

If me and a group of buddies goes to play a game of football, and someone gets hurt, should I/we have to pay for all their medical bills, even if I/we didn't intentionally cause harm to them? Why or why not?

Suing does no good if you have no assets.

Have to agree, buy insurance or stay off the road.

Originally Posted by DeathStar

Simple question. Who's rights does it violate for me to not pay for car insurance, if I don't want it?

Car insurance is only mandatory because Big Car lobbyists, like all Big Business/Corporation people, bribed the government into making regulations/rules that benefits them unjustly. You leftists will say "so burn the corporations!!" and you rightists will say "so burn the government!!" but I'd say that they're both equally as guilty; if I (corporations) pay you (the government) to shoot someone (make unwarranted regulations), whom of us is guilty? BOTH of us are guilty.


If I weren't FORCED to pay for car insurance, then car insurance companies would, rather than relying on me being FORCED to buy their product, have to ATTRACT me to VOLUNTARILY buy their product. They'd have to make it less expensive and/or give better coverage.

Now I know what you're thinking.

"But what if you wreck my car, who's gonna pay for it??"

Answer - First of all, if you have car insurance, they could pay for it if the coverage is good enough. You could theoretically sue me for damages, but then again this assumes that it was completely my fault. It wouldn't be as though I purposely went and (*)(*)(*)(*)ed up your car, so I don't think I should have to pay for 100% of that anyways; it would be unintentional. Also, you should have thought about that before voluntarily getting on the road and driving, knowing the risks. Personal responsibility, eh?

I refuse to let you limit my economic freedom in this instance, in order to salvage your security. PERIOD.

"Wouldn't they charge way more for cars then?"

Answer - The only reason why cars are so expensive now is because Big Car is in bed with the government. I'm forced to either drive an "authorized vehicle" or else not drive on the road. I could theoretically build my own vehicle that costed all of a couple/few hundred bucks if I wanted to, but Big Car and the government won't let that happen because Big Car wants to force us to buy their products, and the government lets it happened because they're being BRIBED by Big Car. If you deny this, you're a Corporate propagandist.

I don't see why anything else would be necessary to say in this OP. My point is either through your skull at this point, or your skull is too thick than to be penetrable.

Convoluted post of stupidity.

Driving is not a right; it is a privilege. Insurance is a responsibility that comes with accepting that privilege. If you do not carry insurance, you'd better have the financial wherewithall to pay for damages. If you do not, all you're doing is elevating MY costs by forcing insurance companies to adjust for irresponsible people like you, and reflecting that increased cost on my own bill.

It isn't just the cost of car damage. You obviously haven't even considered injury in your addled post.

I've been hit by uninsured motorists twice in my life. That they had no insurance was predictable; they looked the part.

I wonder what you look like.