I did a quick search using this website: http://www.usinsuranceonline.com/usi...zcPRbLkJu6ef2k

I was given 14 different selections ranging from $37 a month to $140 a month, the average was about $50-60 a month. That sounds affordable to me, and I'm a college student.

This took me 5 minutes total to find, and I'm aware that there are better options out there. I'm just saying, it looks affordable.

in what states and what is the coverage? what is the co-pay?

is this a "you get what you pay for" plan? as in cheap?

if you see a primary care doctor and you need tests to see if you have a benign or malignant tumor will your premiums start rising?

__________________

When a true genius appears in the world, you may know them by this sign, that the dunces are all in confederacy against them.
-Jonathan Swift

---"Thoughts On Various Subjects, Moral and Diverting."

Just knowing how much health insurance costs doesn't give you enough information. The problem is when you have to use it.

I've had difference insurance coverage the last few years and have been surprised at how they differ in coverage and in how much they make you pay on different procedures. I wish the cost was as simple as just the cost of insurance.

I've seen statistics that put the national average for health insurance at $308 per person, which is still affordable for a hard working person, but no where near what this site has.

__________________
.

"It is no crime to be ignorant of economics, which is, after all, a specialized discipline and one that most people consider to be a 'dismal science.' But it is totally irresponsible to have a loud and vociferous opinion on economic subjects while remaining in this state of ignorance.

--Murray Rothbard

Quote:

Originally Posted by Skinny. A liberal is just a libertarian who hasn't studied economics.

Most of those around the $100 range have a rather high deductible, decent co-pay, but are mainly for covering major emergencies. For the most part I think they serve their purpose for a young demographic who wants to be covered from a catastrophic accident.

Well, to be fair, I'm 19 and have never had any major problems. I would probably be much less of a liability than someone who is older and has problems. And I am only one person. If I had to pay $300 dollars a month with the same type of plan (myself and a kid) it would be much harder for me to pay, but I should add that I'm going to school full time.

they cover them for what they want...but they (the plans) burden the rest of society of they get ill.

universal health coverage is a no brainer: how 5 Capitalist Democracies are dealing with it

__________________

When a true genius appears in the world, you may know them by this sign, that the dunces are all in confederacy against them.
-Jonathan Swift

---"Thoughts On Various Subjects, Moral and Diverting."

Just because you can afford insurance doesn't mean you will be covered medically. My cousin had a pretty standard health plan with Blue Cross. However when he got stomach cancer,they did some crazy legal stuff and claimed that the insurance company only had to pay 1/4 of the total costs of the operations, medications, etc.

So essentially money-making priorities got in the way of giving coverage to my cousin and he had to sell his house, move in with his parents (he was 30), take out huge loans, and luckily recovered successfully from the cancer. However now he has to pay back loans not only for college (which were already about $50,000) but had to add-on another $75,000 as he tries to work it off slowly while still living with his parents.

So essentially he didn't pay that much to be insured, but because of that he got f'ed over when it came time to getting the money needed to save his life.

And from what I've heard from my another cousin (he works as a paramedic and is wife is a nurse) this is typical amongst many people who are "covered" by insurance companies.

__________________
Signature:

It would take excessive discipline to pay for added insurance. This is a problem that I sympathize with, when people think they're good, but they're not. I doubt he ever had someone sit down with him and say, "you can buy this, but if anything major goes wrong you're going to have severe problems."

However, I still don't think universal healthcare is the answer.

Why not? It seems to work well for quite a bit of the world.

__________________
"Anarchy stands for the liberation of the human mind from the dominion of religion; the liberation of the human body from the dominion of property; liberation from the shackles and restraints of government."
-Emma Goldman

My political compass:
Economic Left/Right: -9.25
Social Libertarian/Authoritarian: -7.13
The Political Compass