Paid off my car!

Discussion in 'Member Casual Chat' started by ChrisL, Jan 19, 2017.

  1. ChrisL

    ChrisL Well-Known Member

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    I made my final car payment yesterday! $610 and change. I will get my title in the mail next week sometime, and the car is mine! No more car payments!!! :clapping:
     
    Falena likes this.
  2. RichT2705

    RichT2705 Well-Known Member Past Donor

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    It's a great feeling to make that last payment.

    Most of the time, I tell myself I'll keep my car and pay it off...but then I see a newer one, or one with some options or color I like...and I end up trading in, and starting over.

    I do however have a Dodge Ram that I use in the Winter, that I actually kept for the entire note. I have been driving it for years now without a payment. It's a great feeling. ( although I've had to replace so many parts now that at times it feels like I'm still making one lol). It has a little rust coming in over the rear wheels, which seems a common issue with that year, but other than that looks great, and atm (knock on wood) is running great. I'm hoping to get a few more years out of it, as my car isn't good in the Winter so I need the Truck.

    Congrats Chris, it's a good feeling to shed the car payment!
     
  3. ellesdee

    ellesdee Well-Known Member

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    Nice! What kind of car is it?

    By the way, I've only got $308,000 more to go on my mortgage!
     
  4. Deckel

    Deckel Well-Known Member Past Donor

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    Congratulations......just avoid the curse......burn some sage or something around it.
     
  5. ChrisL

    ChrisL Well-Known Member

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    Thanks! It's a 2011 Chevy Impala.

    [​IMG]

    - - - Updated - - -

    I know. They sure don't make cars like they used to, do they? I see cars from the 1950s at car shows that still run!
     
  6. Hoosier8

    Hoosier8 Well-Known Member Past Donor

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    Nothing better than no car payments. You should put some of that new money in the bank monthly for maintenance.

    I have a sports car I bought in 06 and it is paid off.
     
  7. ChrisL

    ChrisL Well-Known Member

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    Actually, there are a couple of little things that I should get fixed on the car now, and I want to have the interior cleaned professionally. I could probably use some new tires too.
     
  8. Deckel

    Deckel Well-Known Member Past Donor

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    Impalas are good cars. They can take a lot of miles and have good pick up. For whatever reason, I have gotten them almost every time I have rented a car.
     
  9. Hoosier8

    Hoosier8 Well-Known Member Past Donor

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    Do you drive in winter weather? People swear by Continental DWS tires for an all season tire. I put them on my sports car in case I ever have to drive in snow because the summer performance tires would not let me move my car in an inch of snow. They are great in both rain and snow. Read the reviews.
     
  10. ChrisL

    ChrisL Well-Known Member

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    It's an okay car. It has some problems with some sensor though. That's what the mechanic told me and he "fixed" it so that the idiot light turned off when I had to have the car inspected. So, that is something I should have fixed ASAP probably.

    - - - Updated - - -

    Well, I live in Massachusetts, so of course. Thanks. I'll keep that in mind. Are they very expensive?
     
  11. ellesdee

    ellesdee Well-Known Member

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    Nice color choice.

    I drive a 2015 RAV4, which I greatly enjoy.
     
  12. ChrisL

    ChrisL Well-Known Member

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    I wanted a color least likely to show dirt. :laughing: It was either blue, red, white, or gray.
     
  13. Deckel

    Deckel Well-Known Member Past Donor

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    Meh. I drove two years with the check engine light glowing. When the flashing red Service Engine light came on, I knew it was time to chug into the garage.....It only took them like 4 visits in 3 weeks to finally make everything right again. In all fairness though, it was really like two trips since the second trip was because they left the spark plug wires laying against the exhaust on trip 1 which caused them to melt and trip 4 was because they gave me the car back to have over the weekend on Trip 3 since it was running well enough to not be stranded but still needed further work. The codes it was throwing were all over the place so they had to chase the problems with trial and error.
     
  14. daisydotell

    daisydotell Well-Known Member Past Donor

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    Put your car payment in a savings account, next time pay cash for your car..:clapping:
     
  15. Hoosier8

    Hoosier8 Well-Known Member Past Donor

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    Tire rack has them for about 113 apiece. You can get cheaper tires but read the forums and reviews on the tire you choose to see if they are right for your situation. Start that maintenance fund if you are going to keep your car for a long time.
     
  16. ellesdee

    ellesdee Well-Known Member

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    Hmm... that's like one of the #1 reasons why I choose a car color, too.

    I used to own a car, but I tried leasing about 6 years, and I just find it so easy to just trade in a car after a few years with a brand new one. I haven't been to the auto shop for anything more than an oil change in 16 years!

    Still, I suppose nothing beats that feeling of knowing something is MINE!
     
  17. Hoosier8

    Hoosier8 Well-Known Member Past Donor

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    When I was doing rental car traveling I often preferred the impala because it fit me well and was comfortable.
     
  18. atheiststories

    atheiststories Active Member

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    That's awesome! Congratulations! I'm fearing having to take on another care payment. I'm at 112k miles right now, and my girlfriend is at the 180k :(
     
  19. atheiststories

    atheiststories Active Member

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    Yeah, but those cars would kill you in a crash lol.
     
  20. vino909

    vino909 Well-Known Member

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    Nice wheels, stay safe.
     
  21. dadoalex

    dadoalex Well-Known Member Past Donor

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    Great!

    Now take $400 of that money and put in an IRA and the other $200 in an emergency fund. Assuming a 5% return and no major problems at the end of the year you'll have:

    About
    $5200 in the IRA
    $2500 in the emergency fund and
    At least $500 in tax savings.
     
  22. Wrathful_Buddha

    Wrathful_Buddha Well-Known Member

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    Nice. It's going to feel like you just won publishers clearing house. :smile:
     
  23. cerberus

    cerberus Well-Known Member Past Donor

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    OP

    I confidently predict that someone (probably from the antipodes - no names, no pack-drill but Scarlet Witch will know who I mean? :mrgreen: ) will ask why you're making Facebook posts.
     
  24. ChrisL

    ChrisL Well-Known Member

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    Pretty sure people still die in car crashes. :) In fact, I would be willing to say car accidents are one of the #1 causes of death in America.
     
  25. ChrisL

    ChrisL Well-Known Member

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    Thanks for the well wishes and advice. Appreciate it. :)
     

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