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Thread: Friend is being FORCED by the US government to be homeless

  1. Default Friend is being FORCED by the US government to be homeless

    My friend Lee Savage from the article that I will post in a second defaulted on a $3,000 dollar student loan in 1988. She wound up in jail and accrued interest until she was recently released. Without the ability to declare bankruptcy on it she owes the government $30,000. She has been told that she will have to pay 95% of any paycheck she receives until it is paid off. Being a 21 year old college student with little political knowledge, this seems like an extremely bad deal to me. Does anyone know how she can get out of this predicament? She needs a job direly and has throat cancer and diabetes without any money to pay for medicine or treatment. She's currently staying in a hotel without money to pay for today's rent or anywhere to go from here.

  2. #2

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    Should have paid the debt back then. Taxpayer will pay to support that person for the rest of her life. And, the medical profession will benifit greatly from it.
    Last edited by Clint Torres; Jun 08 2011 at 02:03 PM.

  3. #3

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    Quote Originally Posted by Clint Torres View Post
    Should have paid the debt back then. Taxpayer will pay to support that person for the rest of her life. And, the medical profession will benifit greatly from it.
    Why should the government have any more power to collect on a loan than any other credit agency? If she defaults, too bad for the government. It shouldn't be making student loans in the first place.
    "The principle that the end justifies the means is, in individualist ethics, regarded as the denial of all morals. In collectivist ethics it becomes necessarily the supreme rule" -- F. A. Hayek.
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  4. Default

    Woo hoo. You wanted compassion and financial security. Kiss your freedom goodbye.

    Into the rice fields you go.

    Last edited by Revere; Jun 08 2011 at 08:39 PM.
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  5. Default

    Thanks for your help, guys. I'm glad to have a workable solution for her.

  6. Unhappy

    Would imagine the lifestyle has much to do with it...

    Homeless people die 30 years younger, study suggests
    20 December 2011 - The study said the life expectancy of a homeless person is 47-years-old
    Homeless people in England die 30 years younger than the national average, new research has suggested. The Sheffield University report for the charity Shelter found a homeless person has a life expectancy of 47, compared to 77 for the rest of the population. Drug and alcohol abuse account for a third of all deaths among the homeless. The report comes as the government is set to announce that £20m will be spent to provide assistance to single people facing homelessness.

    The Sheffield University report, which was commissioned by the charity Crisis, said that while drug and alcohol abuse often lead to homelessness, being without a home exacerbates the problem. And while the overall average of death for men and women who were homeless was 47, the mean age of death for women was found to be even lower, at 43. It was not just people sleeping on the streets who were studied, the wider homeless population which include those who live in night shelters, hostels and who use day centres were also considered.

    General population

    Researchers found that homeless people are nine times more likely to commit suicide than the rest of the population and deaths as a result of traffic accidents are three times more common. Crisis' chief executive, Leslie Morphy, said that significant investment in the NHS had not helped homeless people to address their health issues. "It is shocking, but not surprising, that homeless people are dying much younger than the general population," she said. "Life on the streets is harsh and the stress of being homeless is clearly taking its toll." A Department of Health spokesman said: "We know that many homeless people have acute and often multiple health needs. "That is why we have established the Inclusion Health programme, which focuses on improving access to healthcare, and the results it achieves, for vulnerable groups such as rough sleepers."

    The charity Shelter has also highlighted the plight of the 70,000 children they say will spend Christmas in temporary accommodation without a permanent home. Shelter said the problem has not been fully addressed. It pointed to the latest government figures which showed 69,846 children in England have to live in hostels, bed and breakfasts and refuges. That figure compares to more than 112,000 in 2007. The charity's director of communications, policy and campaigns, Kay Boycott, said: "We cannot underestimate the damage homelessness has on children's lives. "They often miss out on vital schooling because they are shunted from place to place and many become ill by the poor conditions they are forced to live in."

    Council co-ordination
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  7. #7

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    Quote Originally Posted by shanew711 View Post
    My friend Lee Savage from the article that I will post in a second defaulted on a $3,000 dollar student loan in 1988. She wound up in jail and accrued interest until she was recently released. Without the ability to declare bankruptcy on it she owes the government $30,000. She has been told that she will have to pay 95% of any paycheck she receives until it is paid off. Being a 21 year old college student with little political knowledge, this seems like an extremely bad deal to me. Does anyone know how she can get out of this predicament? She needs a job direly and has throat cancer and diabetes without any money to pay for medicine or treatment. She's currently staying in a hotel without money to pay for today's rent or anywhere to go from here.
    Iv'e seen some pretty messed up divorces in the past and it was never as bad as Lee's situation. Is this California?

    Nevertheless, hire a financial lawyer and see if they can break down the interest for a lesser amount. Or better yet, get on disability and let the Gubment pay itself.

  8. #8

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    Forcing someone to pay 95% of any paycheque they earn is ridiculous. You'd be living on the streets.
    Try and see if an arrangement can't be made so she can pay off $50 a month, or whatever she can afford.
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  9. #9

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    Quote Originally Posted by shanew711 View Post
    My friend Lee Savage from the article that I will post in a second defaulted on a $3,000 dollar student loan in 1988. She wound up in jail and accrued interest until she was recently released. Without the ability to declare bankruptcy on it she owes the government $30,000. She has been told that she will have to pay 95% of any paycheck she receives until it is paid off. Being a 21 year old college student with little political knowledge, this seems like an extremely bad deal to me. Does anyone know how she can get out of this predicament? She needs a job direly and has throat cancer and diabetes without any money to pay for medicine or treatment. She's currently staying in a hotel without money to pay for today's rent or anywhere to go from here.
    tell her to go to the welfare office and tell them she has throat cancer and diabetes the counselors there will help her, it will stress her out to work and have to pay over 95 percent of her check for tuition

    although if she really wants to work see if she can go to the media or find an attorney that will take her case for free until it settles.

    that is a bad situation
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  10. #10
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    Let's see this article because I simply do not believe that the government would make her pay 95% of her paycheck towards this debt.

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