Ever notice that they ask for the HUSBANDS financial information when women go to buy cars? It's discrimination against them mainly because the salesman assumes that the husband makes more money. I think that's crap..

Know what else is crap? Volvo's "Your Concept Car" designed by women for women. Pretty ridiculous.

I completely agree. Gender bias has no place in purchasing an automobile.
Why, while surfing the cable this Saturday morning I came across a channel where two guys in cowboy hats speaking Spanish were selling trucks with the aid of two scantily clad women. The implication is clear: that we males are of weak constitution and will watch their train wreck of an ad just to get an eyeful, as we are powerless to resist. You know what, they were right!

X3knet...

It's been a major pain in the side of womens rights activists for a long time that men get paid more than women to do the same job (statistically) and that men hold all of the highest paying jobs (again statistically).. so, tell me..

Should the car company live in the real world? Or in this fantasy ideal world people seem to think everyone should react to even though it doesn't exist. The car company asks for the man's financial info because statistically he's safer, and statistics save money, just ask your local health/life insurrance companies.

I would say it depends on the state in question, but assuming a person is buying a car and they're married, would you rather have two names on the loan or one? If either doesn't pay, there's still one to go after. Husband or wife, I'd try to get both signatures.

Again, I don't know how community property states work, but if you qualify for the loan, no matter your gender, you can buy whatever car you choose. I'm not aware of a case where a woman was REQUIRED to have her husband's signature, if she qualified on her own.

Where I think women get generally hosed is on the price of the car - especially on trade-ins.

The reason we tried to get both the husband and wife's signatures was to decrease the debt to income ratio. If you make $3,500 per month and have a HOUSEHOLD debt of $2,900, the additional income of a spouse ($3,000) will give you enough room for the bank to finance you in a good loan at a good rate. The same is true for young people that require a co-signer.

So, it is in your best interests and the dealerships best interests to have two people on the loan.

For the best loan and the least amount of hassle, become a member of a credit union and get a pre-approved loan amount. It will give you leverage in three ways...

First, you don't have to give all of your personal information to a salesman, when you are interested in a car on the lot.

Second, you know exactly what your maximum payment per month will be before you enter the dealership.

Third, credit unions have the best rates.

If you are interested I can give some negotiating tips for women.

Oh no! Does this mean that you are now driving a black 93 Ford F150 with dingle balls hanging from the mirror...? Oh well, at least you'll fit right in next time you decide to visit El Toro....

oc

PS - I know a guy in El Segundo that can slam that baby for you cheap

I took my mother with me to buy my first car, and man they didn't see her coming, she took them to the cleaners. It was hilarious. At first they offered me the car I wanted for $370/month with $2000 down. By the time she was down with them,it was $245/month with no money down. And this was w/o financing for a longer term and a 0% APR. I later employed this same tactic with my wife, it worked again. So my advice to everyone is to take a smart woman with you to buy a car. YOu'll take them by surprise.

-Demosthenes

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"A people that values its privileges above its principles soon loses both."
- Dwight D. Eisenhower

Diamond insures only women, now how is that different from only selling car insurence to whites. It shouldn't be allowed.

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What's this i hear bed? Word has it you and Pam are sleeping together.

When my (now-ex) husband and I went to buy him a car a few years ago, I cosigned the loan because my credit was so much better than his - I made considerably less than him (I was working a temp. office job at the time) but I was able to get him a better rate because I hadn't screwed up my credit.... just thought that was interesting.

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"Life's a b*tch so I became one" - Rusty in the movie Flawless