Don't like Obamacare? Just don't do it!

Discussion in 'Health Care' started by fifthofnovember, Sep 3, 2013.

  1. fifthofnovember

    fifthofnovember Well-Known Member

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    There have been a great number of people, myself included, who think that the government overstepped it's authority when it mandated that we purchase something we don't want or need. And, Justice Roberts' lie aside, giving money to a private organization is in no way a tax. A tax goes into the public coffers, not in an insurance company's bank account. So what can you do? Refuse to participate. And when you are fined, DON'T PAY IT. Civil disobedience? Sort of. You see, there is an interesting provision in the Affordable Care Act. There is no enforcement. In fact, there is a specific LACK of enforcement written into the law. Page 131 states:
    http://www.gpo.gov/fdsys/pkg/PLAW-111publ148/pdf/PLAW-111publ148.pdf

    Well, they had to pass the law, but we finally found out what's in it. A "give Obama the finger" clause. Time for a new "Just say NO" campaign.
     
  2. tkolter

    tkolter Well-Known Member

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    It is not what you think they cannot put you in jail or fine you over what you owe, only taken from tax returns, for not participating in the ACA. They cannot move on property cars or houses. Where does it say they cannot get a court order to raid bank accounts and pay checks? Your talking the IRS here they will find any loophole to go after money owed within the letter of the law "property" and "assets other than property" are different all they need is one court to have a judge issue the order and have it stick to set the precedent.

    And there is another option they could get a court order you pay, which in and of itself cannot be enforced, they when you don't pay nail you for contempt of court and fine you for that or give you jail time until you pay which is legitimate its not for the failure to pay but failure to obey a judges order.
     
  3. DarkDaimon

    DarkDaimon Well-Known Member

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    That's right, show the government you mean business, don't get health insurance! Who needs health when you have righteous anger. In fact I think that all Republicans should show their disdain for Obamacare by not getting any health insurance.
     
  4. fifthofnovember

    fifthofnovember Well-Known Member

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    First, many judges would not go along with it, either because they oppose Obamacare, or because the law says "there shall be no penalty". And if they do find judges who will issue such orders (in violation of the law), it would still be a huge pain in the ass that would cost more than it netted them. Particularly if people refused to pay en masse. They would be pissing in the wind.

    - - - Updated - - -

    Whether you get insurance or not is your business. Anyone who wants it, fine. I never said "don't get insurance". I said "don't pay the fine".
     
  5. apoState

    apoState New Member

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    I am all for civil disobedience. But doing so by not carrying health insurance on my children, my wife, and me seems like a really stupid way to do so.

    ETA: Ok, the not paying the fine if you decide to not have insurance (perhaps you are young and single) makes sense.
     
  6. yguy

    yguy Well-Known Member

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    Look before you leap, boys and girls.
     
  7. tkolter

    tkolter Well-Known Member

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    It doesn't SAY there is no penalty at all just no action criminally based on the non-payment or liens or actions on property they can:

    1. Take tax refund money.

    2. Can go after non-property assets aka cash or income.

    3. (*)(*)(*)(*)(*) slap your credit rating.

    4. Freeze access to bank accounts.

    All four are legal tools the easily can use now they go to one of their judges, say you owe this money and as a fine you can't bankrupt it and then apply the pain docking paychecks and raiding back accounts (they can do the other two administratively and hold the paperwork for access to the back account months). The IRS is non-partisan in many way its their job to lawfully get owed taxes and tax penalties, they will find a way.
     
  8. fifthofnovember

    fifthofnovember Well-Known Member

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    The IRS is not as all-powerful as you seem to think.
    http://abcnews.go.com/Business/story?id=86649&page=1
    If the IRS already can't collect on billions owed, chances are they won't have any more success collecting fines from a toothless law.
     
  9. tkolter

    tkolter Well-Known Member

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    Lets see you work for someone, have a bank account and file taxes and get a return they can get at your money those off the grid might have a shot they usually avoid those things but ordinary people like most its not hard. Cash and income is not property therefore can be targeted.
     
  10. Anders Hoveland

    Anders Hoveland Banned

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    I only believe in a high deductible health insurance plan. That's what insurance should be for, to pay for emergencies, not routine situations. It's much cheaper to pay out of pocket for all the routine medical costs.

    I imagine that in many cases Obamacare will be so expensive many lower income people will just go without it and pay the penalty. And then they won't have any money left to pay for any health care. Let's not forget that the young are the largest group of uninsured, and Obamacare will make insurance more expensive for the young. And if their parents do not have insurance, they won't be covered in their parent's plan.

    Obamacare is a disaster waiting to happen. Unfortunately, I suspect when problems start appearing, the Democrats will demand more government mandates to solve them, rather than rescinding the legislation that caused it.
     
  11. tkolter

    tkolter Well-Known Member

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    Well if you earn under the Federal Poverty line and your state doesn't expand Medicaid you don't get coverage and are not by law responsible for coverage due to income. Over that line its heavily subsidized my premiums for the Bronze Plan with subsidies is free in fact up to $15,000 its free at $16,000 it will be annually around $10. My premiums for the Silver Plan will be capped at 2% of my income at $20 a month. The government covers 94% of the out-of-pocket costs and the annual cap is reduced significantly. If your poor or low income the Federal Exchange in your state is still a good deal.

    Here use this to play with the numbers: http://kff.org/interactive/subsidy-calculator/
     
  12. submarinepainter

    submarinepainter Well-Known Member Past Donor

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    I enlarged FREE and GOVERNMENT, Nothing is free someone has to pay for this!! Or borrow more money. The Government first has to TAKE the money from taxpayers and redistribute it or BORROW more money.
     
  13. tkolter

    tkolter Well-Known Member

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    Its free for the one covered, where they get the money is not my or any other poor persons issue if you can give corporate handouts and waste money on wars you can make allowances for health care for the poor.

    I want to toss this out an no one wants to answer if not for the ACA I and many poor would not be able to afford coverage or in several states get on Medicaid, what is the GOP and Tea Party Plan to do the same thing at a price we can afford on our end?

    And I will be paying my share as required by the ACA, 2% of my annual income and 6% of out of pocket costs.

    The response was why would poor sign up well if its free for us or very low cost under what the penalty would be or the same why wouldn't the poor sign up? We would once they get for them its a bargain.
     
  14. submarinepainter

    submarinepainter Well-Known Member Past Donor

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    I was poor at one time, I am not against programs for health care I am against forcing people to buy in , Obamacare or the ACA is terrible law , it needs lots of work, I believe if one takes charity they must pay it back in some way, I also agree that corporate handouts need to be stopped . You asked what you would do without ACA , I ask what did you do before? I went to free clinics and dental schools for some low costs care and often just toughed it out . The GOP has some plans and Ideas some good some I am not sure, I ask where were they before ACA? I blame them for not being smart enough to realize how high the cost has gotten.
     
  15. tkolter

    tkolter Well-Known Member

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    I go to the free clinic but they do not do some care and every year I get two to three infections even with their care and end up in the local hospital they don't even try to collect anymore a typical $40,000 might as well for me be $4 million and that is multiplied by three. That is with stockpiling Amoxcillin under an aquarium use label and using that to avoid that issue. And I get free dental care from them at a basic level. But I need a regular MD and team with preventative care and things they do not offer like Diabetic Care diet and such helped but its not managed well enough and as a borderline Type I diabetic its I produce low insulin naturally I need that kind of care.

    But I go blind and lose limbs then the state will likely be forced to put me on Medicaid and the government on SSI, that makes sense right now I can still largely provide for myself.

    ACA is not ideal but its what we have so will October 1st choose a provider in the Federal Exchange for Florida I have no choice starting January 1st 2014 the Free Clinic is removing from services save dental anyone earing at or over the poverty line since Exchanges are coming on line then we are supposed to be on that. And I assume this is going to be the norm in many areas.
     
  16. Phoebe Bump

    Phoebe Bump New Member

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    Funniest thing I've read today!
     

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