What is the real reason GOP hates the Affordable Care Act

Because it seems to be great service.

 

Mandated levels of coverage most Americans don't need but are forced to pay for making health insurance even MORE expensive.

Increasing demand while discouraging supply by cutting reimbursements to providers, making actual healthcare MORE expensive.

You'll find out when you need to provide your deductible at the hospital before they let you in because so many Americans won't will be attempting to skip out on them cause they can't afford them, or the new out of pocket expense caps.

 

Likely because it was pushed through by Obama without much GOP input, and managed to do something many decades of attempts did not. Also...it is a democrat Muslim Kenyan dog eating socialist communist darkies proposal.

 

Ya that's it, and not the fact that the bill made things worse, couldn't be that at all.

 

What, specifically did it do that we haven't had in decades?

 

It manage to simultaneously make cost higher for the middle class and above while simultaneously not doing a damn thing to help the poor.

 

Wow!

Either you have no idea how insurance works, or maybe you don't understand health care at all.

Let start from the top:

This one isn't even true. Mandated levels of coverage are the only way to insure that any universal or near universal system is going to work.

Should we assume that you preferred the old system where insurance costs were going up a double digits every year, forcing more and more people to go uninsured, and employers to keep cutting back on what they were willing to pay for. Perhaps you're a government employee or retiree who has been insulated from this pattern.

No one NEEDs insurance. But the first time anyone who doesn't think they need insurace has a serious health problem, you wind up paying for it in increased premium. But you probably don't pay your premium so you think its free. i find that a lot with conservatives, particulary government employees.

The inflation rate in health care costs went down in 2013 for the first time in history.

You seem to be laboring under the delusion that a simple law of supply and demand operates in health care. In fact, health care is an inelastic commodity.

More money does not make more doctors and more hospital. Over the last twenty years, as heath care costs have increased at double the rate of inflation, we have not made more of either. And basic demand curve does not apply to pharmaceuticals at all. And all of the health care related industries are spending hundreds of millions on lobbying in order to keep it that way.

And, thanks to the ACA, premiums are dropping as well.

I don't like the deductibles. It's interesting to see conservatives attacking the ACA over them. High decuctible policies are something that conservatives have argued FOR strongly for over a decade.

But now that the voters are getting what the right advocated, its time to start yelling out of the other side of the right wing mouth!

This one is especially hilarious!

I have never heard of a health care facility asking patients to front the deductible, before the ACA, so there's no reason why they would now.

High deductible insurance is much more common than you evidently think, and its something the right has championed for some time. Perhaps you would have preferred the Ryan Plan, where you got a fixed voucher and the insurance companies could take it and charge you whatever they pleased.

I am no pleased that the insurance industry has apparantly chosen to standardize its products for individuals and small businesses around the ACA models. But Obama didn't make them do that.

I would much perfer to pay more for a somewhat lower deductible and for prescription drug coverage, but not one of the four insurance companies who own the business in my state offer such a thing. That changed with the ACA, but the ACA did not require it.

Finally, there's the issue of decuctibles and "sky high" out of pocket expense caps.

This is a ridiculous and false assertion!

Before the ACA, no one had a maximum out of pocket expense!!!! NO ONE.

Typically, you had a deductibe and a maximum out of pocket. But that maximum was also limited by a maximum payout limit on the policy.

Spend a week in intensive care and add surgury to that, and people found themselves blowing right by the maximum policy payout.

My current policy, which is governened by ACA guidlines has a maximum payout of $6250. That's the maximum I'll ever have to pay.

There are a lot of conservative ranters out there who are claiming that people will go bankrupt over these duductible and caps. Odd, because most people spend far more than that on a car without going bankrupt.

What can't happen anymore is people going bankrupt over chronic care bills and surgury bills that blew past the maximum policy payout, which is the exact opposite of your claim.

That reality is the leading cause of bankrupcy in American. Something that doesn't happen in any other first world country.

Oddly, you ignore that fact, and rant about the now very low maximum payouts!

 

Because it will make health care cost more and of lower quality for taxpayers and consumers.
Because it aggrandizes the federal government.

Good enough for you?

 

Because it was not their idea, oh wait, it was. Ok, because they cannot take credit for it.

 

Your opinion that it is a great service is highly subjective and not shared by most.

Most people do not like it and their numbers are growing ( not just the GOP )

Either way whether one likes it or not the reason to hate it is that it is a government program which is being forced onto people. Nobody should ever be forced into buying a great insurance policy.

In addition it is a step toward tyranny. Once it is firmly in place anything and everything becomes a health issue and since the government is providing health care everything and anything can be controlled or banned.

- - - Updated - - -

Uh wrong.
It sucks americans hate it and Obama gets the blame for it whether he wants it or not.

 

Nope, it was based on what was done in Mass, by Repubs.
Some Americans hate it and for some I can see why, others are simply repeating the mantra taught them.
Heck if I had my way Healthcare in America would be something similar to what some EU countries have, most of which are rated better than what we had. Before you say their system does not work well than tell my the same sort of system has been in place for all our Military personnel for many many years and works great.

 

Coverage started this month.

The effects on the health of the poor will be known only after a longitudinal study.

 

I think I've heard it all when someone claims we needed mandated health insurance to achieve "universal" healthcare.....

I'm STILL laughing!

- - - Updated - - -

The poor are NOTORIOUS for non-compliance..... Hope you're not being optimistic.

 

See, this may be the real reason why the right hates the ACA... because the right hates "the poor" and disparages them so easily.

 

It's based on first hand experience. There's a REASON they're poor.

 

Because it was the wrong way to reform health care. Instead of figuring out a way to directly help the small group of people without insurance (the working poor who made too much for medicaid, but too little to afford healthcare, and those with preexisting conditions), the entire structure of the insurance market was changed. To me, the kicker was that even with the ACA, they knew about a 1/4 of the people they were targeting to get insurance for, wouldn't be getting it.

 

I got one of your bretheran to run away by pointing out facts. It's your turn.

"Insurance premiums are going up, not down."

Insurance premiums are going up at a lower rate than they have in the last twenty years. For a lot of self insured people, rates have gone down, and if you qualify for a subsidy, they went WAY down.

"Deductibles are going up, not down."

I have no way of knowing if total deductible are going up, not down, but the ACA exchange policies are high deductible policies, and the insurance industry has used this as a justfication for offering only relatively high deductible policies to individuals and small businesses.

In a way it was predictable. Small businss and individuals were the two groups that always got punished with high rates for mediocre coverage in the past. The industry hasn't changed in that respect. There is no provision in the ACA that requres insurance companies to only offer high decuctible plans to these groups, but that's what they are doing.

Finally, on this issues, high deductible policies have been loudly advocated by conservatives for over a decade now. The right wing mantra was that high deductibles lower premiums and give you a stake in the "ownership society". You're supposed to shop for health care.

Of course, when the public, especially the conservatives, get a taste of what that really means, they start yelling just as loudly out of the other sides of their mouths.

After all, the high deductible GOP idea, and the Ryan Plan sound a lot like something for nothing, as long as its only talk, but in practice......

"There were no provisions for bending costs down due to the overuse of defensive medicine."

Actually, that's what high deductibles are for. You should read what your own leaders said.

"It has been administered with complete and utter incompetence illustrating the reason why government shouldn't be involved in health care in the first place."

The government has been administering Medicare and Medicaid for decades. Both programs are far more effecient than any private insurance. In addition, most of the modern countries have some sort of governemnt run or regulated universal health care. EVERY nation that does, cares for its people as well as we do (most live longer, actually) and for less than half the cost.

"It is a huge expansion of the already bloated Federal Government, the least competent institution in American society."

This is false.

"It will add to the deficit and it will increase taxes in spite of the lie delivered by the Democrats that it wouldn't."

This remains to be see, but it appears unlikely.

"The employer mandate will cause layoffs."

That too, is unlikely. There will be a few. But these were by businesses that never provided real health insurance in the first place.

"The high deductibles will cause more medical related bankruptcies than were occuring prior to the act."

This claim is ludicrous, as I pointed out to your colleague. In fact, doing away with the payout caps on insurance will greatly REDUCE medical related bankrupcies. I have a realitively high deductible plan, but the max out of pocket is $6250, period. If my wife goes in the hospital and winds up in intensive care for 27 days, as she did in 2011, I no longer have to fear that conference with the insurance company representative, nor would a half million dollar hospital bill force me into bankrupcy. Fortunately, my wife was insured in an ACA mandated exchange that protected people with pre existing conditions. We did not go bankrupt. With private insurnce, we almost certainly would have. You and your ilk are asserting that people will go bankrupt over a $6 or $7000 max out of pocket insurance policy. Funny, but many people spend far more than that on cars without going bankrupt. And, since there is a real cap now, where there wasn't one before, the argument is silly on its face.

"The ludicrous notion that one could insure 24 million extra people without raising costs or lowering quality was a fantasy."

We raised the revenue by putting more paying people in the system. I suppose you think that they were better off just getting sick, or going ot the emergency room. And, you probably believe taht all these uninsured people being treated in the emergency room didn't cost you anything in higher premiums either. (although I'll wager that you don't pay 100% of your premium and you take your insurance for granted).

"Logging on to Healthcare.Gov is a huge security risk that no rational person should incur upon themselves."

You take risks like that on line every day, and you don't even know it most of the time. Anyone who has ever been to NewsMax or any site that advertises it ought to know!

"Max Baucus, the cheif author of the bill described the ACA as a 'train wreck'."

So

"Without the young and healthy signing up, the ACA is financially unsustainable."

That's true of any insurance. That's how insurance works.

"
"By delaying large parts of the ACA until after the 2014 election, the President is admitting that the bill is unworkable."

He's buying political insurance, to be sure.

- - - Updated - - -

Posting cartoons does not make you look smart.

 

You must not know any people who rely on Tricare.....

 

Which they can't handle.

- - - Updated - - -

Allows people who couldn't afford healthcare before to have it.

 

Do you have figures that back up your claim?

 

Where do they get off on these high deductibles? That's been around before we ever heard of Barrack Obama.

 

No, that's not good enough.You spout out reasons, but leave the reasons out there all by themselves with no explanations, to back up the reasons.

 

Yep. The reason they're poor is that they were born wealthy and blew it, isn't it?