What will right-wingers with no health insurance do now?

Discussion in 'Political Opinions & Beliefs' started by Golem, Mar 12, 2020.

  1. FatBack

    FatBack Well-Known Member

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    Weak. Very weak.
    I know how to enter the basic info. Obamacare is an expensive failure but you would rather sit here and insult me, rather than admit the obvious. It sucks and the system is broken.
     
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  2. ECA

    ECA Well-Known Member

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    Totally agree the penalty should have been much higher.
     
  3. struth

    struth Well-Known Member

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    That wasn't the only tax

    What lowered cost more then anything was getting rid of many of the requirements, allowing the insurance industry to provide more options
     
  4. FatBack

    FatBack Well-Known Member

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    What else do you advocate Gov FORCES you to purchase, unconstitutionally?
     
  5. ECA

    ECA Well-Known Member

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    Which "requirements" are you referring to?
     
  6. FatBack

    FatBack Well-Known Member

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    Did not Ocare prevent providers from selling across state lines?
     
  7. ECA

    ECA Well-Known Member

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    Nothing. Any other questions?
     
  8. struth

    struth Well-Known Member

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    the ones in Obamacare...the ones that required me (a 30 something male) to have materity coverage
     
  9. ECA

    ECA Well-Known Member

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    Do you mean payors?
     
  10. ECA

    ECA Well-Known Member

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    Ah...so you think all 320M of us should have individualized plans?
     
  11. struth

    struth Well-Known Member

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    As best as you can. Get the plan you want.
     
  12. FatBack

    FatBack Well-Known Member

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    Whatever, did it prevent business across state lines or not? If so, why?
     
  13. FatBack

    FatBack Well-Known Member

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    Why support an unconstitutional and dictorial, action?
     
  14. Turin

    Turin Well-Known Member

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    They will die. Thats what they will do.

    And other right wingers will say it was their own fault and cheer them on.
     
  15. ECA

    ECA Well-Known Member

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    Administratively impossible. Even if it could be done, the admin costs of private insurers trying to manage millions of individual plans would be ridiculously high. The whole point is to get costs down, right? All you'll do is push costs up
     
  16. ECA

    ECA Well-Known Member

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    Payors couldn't sell across lines prior to Obamacare.
     
  17. ECA

    ECA Well-Known Member

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    Underwriting 101. The more people covered and NOT gaming the system helps to stabilize premium increases
     
  18. struth

    struth Well-Known Member

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    Nope...more options and competition always bring cost down.
     
  19. ECA

    ECA Well-Known Member

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    You're not thinking of the cost of a private insurer having to administer millions of individual plans. There will be a cost associated with that. For example my company has about 75K people. How is BCBS supposed to administer 75K different individual plans? That would be impossible
     
  20. struth

    struth Well-Known Member

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    They already do. Every individual has a plan
     
  21. ECA

    ECA Well-Known Member

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    You're not understanding. I'm talking about each person having customized individual plans. Right now that isn't the case. Any of the 75K who choose BCBS select have the SAME exact benefits. Versus your idea of each person having individualize custom plans. That would be a nightmare to administer.
     
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  22. struth

    struth Well-Known Member

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    Not really. You get a plan, it’s there. Not much else is needed.

    every individual at your company is different and has different needs.
     
  23. ECA

    ECA Well-Known Member

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    Sorry, but you just don't have a grasp on how employer based plans are underwritten. Premiums are based on plan designs and a pooled group of people. The premiums are based on copays, deductibles, coinsurance, Rx plan designs, etc. It would be impossible to underwrite the premiums based on, in the case of my company, 75K different plan designs.
     
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  24. struth

    struth Well-Known Member

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    Don’t buy insurance there then if they can’t do the job.
     
  25. ECA

    ECA Well-Known Member

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    That doesn't even make sense.
     

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