Obamacare "victim" now "would jump at it."

Interesting story about Dianne Barrette, who was bandied about as a poster child as an Obamacare victim. The story ran on CBS and Fox News segments and had her complaining bitterly about losing her $50/month health care and having to pay 10x more to be able to get alternative coverage, all thanks to Obamacare.

It was actually Fox's Great Van Sustren who pointed out the first cracks in the story. She pointed out that Dianne's health "insurance" was hardly insurance at all, and that it provide *no* hospitalization coverage. What Dianne thought was a $50 co-pay was actually the total amount the insurer would cover, and she was completely responsible for everything above that.

It was "junk" insurance as Consumer Reports calls it. Or a "pray-that-you-don’t-really-get-sick 'plan'" as Eric Wemple of the Washington Post called it.

And as it turned out, Dianne really hadn't looked at the alternatives. Johnathan Cohn of the New Republican did a little research, found that under Obamacare, for just $50 a month more, she could get real insurance, a policy that covered hospitialization and doctor visits and a maximum of $6500 out of pocket costs and all the other insurance minimums mandated by the new law.

When Dianne learned the truth about Obamacare, she changed her tune. Her response: "I would jump at it." "Maybe," she said, "it’s a blessing in disguise."

More here:

http://www.newrepublic.com/article/115457/obamacare-victim-florida-happy-she-can-get-real-coverage
http://www.salon.com/2013/11/04/oba...us_health_plan_may_be_a_blessing_in_disguise/
http://www.washingtonpost.com/blogs...-up-cbs-news-story-about-perils-of-obamacare/

My guess this won't be the last story like this we see. As we've seen time and time again over the past few years, the blizzard of reports we see churned by the RW propaganda media turn out to be not quite as it seems when the light of truth is finally shined on them.

 

How many subsidies did she get?

ah, I see..

Given Barrette’s income, she’ll be getting a tax credit worth nearly $331 a month

Doesnt that mean that the rest of us are on the hook for that $331 a month?



.

 

The propaganda BS just doesn't stop does it?

Covering one lie with another doesn't achieve honesty....but then that does not appear to be the objective of Obamaland

 

I think it was only the 1% that saw the 3.5% increase. That may include you but it is not the rest of us.

What is happen is that the rest of us will *not* be on the hook of the cost of her hospitalization when she has insurance to pay the cost.

- - - Updated - - -

What did BVWC say that was a lie?

 

The rates are still double for most people, and 45,000/year is not alot of money, and the poverty line varies from state to state.

 

So effectively she got some expensive healthcare and we're supposed to accept the subsidy as part of her low premium? She still got a $500/mo healthcare plan, she just happens to qualify for free stuff. That's going to be the story for millions of people. What isn't evident is how many people will save enough money per year for $2,500 to be the average, unless we add in her subsidy and call it a savings?

Do we multiply her subsidy ($331/mo) x 12 months to see her effective "savings"? If so, she just beat the "average" nobody else has hit yet except the other people not really paying for their premiums out of their own money. And that doesn't consider her out of pocket maximum (over $6,000 per year) that we'll be stuck paying when she can't afford her part following any expensive care she may receive. And that's not unrealistic because just last year my son broke a finger, had an appendectomy, and I had 2 illnesses with one requiring endoscopy and the other colonoscopy. Together we had nearly $20k in bills but I had good insurance that I pay a great deal for. Now she has it too, but should we feel confident she can pay that out of pocket expense at $30k per year income?

 

She is the one who said she would "jump at it" to get real insurance for $50/month more.

 

If by most you mean people with plans like her's, then yes. But if the OP article is accurate and the max coverage is $50. . .that's not even laughable. That is 2 aspirin and a glass of water.

 

Yes, I read the articles.

She qualifies for massive subsidies because shes very low income.

 

The benefits will come from the health care system having to provide for so many uninsured people.

As for here out of pocket, I think I read it was a $6500 maximum. I'm sure that would cause a financial hardship. But not nearly the one she would have if she needed hospitalization and had the "pray you don't get sick" policy.

 

yeah, if you bought the aspirin at a hospital.....

 

Right, but where will the unpaid out of pocket expenses come from? Millions on high deductible plans still won't have money for the deductible if they couldn't afford premiums previously. Somewhere the taxpayer gets stuck with both the high premiums and the high deductibles, all under the guise of affordable healthcare. It's only affordable, at least from all the evidence we've seen, for those who aren't paying for it.

 

Exactly. So when the news was bandying here about as an Obamacare victim, they and she didn't have the truth.

Here's an example from Beck's website:

A Florida woman recently dropped from her health insurance plan said she’s been told she will have to pay nearly 10 times more for new coverage under the new health care law.
Florida Woman Dropped From Her Insurance Plan, Will Now Have to Pay 10 Times More for New Plan

“When I got this bill, I was outraged,” 56-year-old Florida resident Diane Barrett told CBS News.

She will go from paying $54 per month to $591 per month under the Affordable Care Act, CBS reported.

http://www.theblaze.com/stories/201...ance-will-now-pay-10-times-more-for-new-plan/

Certainly not the first time this kind of shoddy reporting occurs.

 

Wrong. Most people won't see any discernible change to their policy. Only six percent of the population may see an increase, the amount of which depends solely on them.

 

Its really just another catastrophic plan....

From the article

But it doesn’t pay for virtually anything else until the beneficiary has paid $6,250 of his or her own money, the maximum out-of-pocket allowed under Obamacare.

Thats a pretty big deductible...

If we could have healthcare savings accounts too, that would really help cover that deductible in a rather short period of time. but healthcare savings accounts are a republican idea, and republicans were blocked from participating by obama and pals.

 

Thats false.

 

Exactly.

 

Who do you think finances the subsidies?

 

Some from eliminating the freeloaders who use healthcare without paying for it, some from the lower costs associated with the costs of health care from those who don't have insurance, from the 3.5% tax increase on the 1%.

- - - Updated - - -

See prior post.

 

Uh..he talked about number of people effected. You posted a picture detailing change in price for those effected. Two different things.

 

What she had was a catastrophic plan. If she got sick and needed insurance, it would have been catastrophic.

Of course you can get smaller deductibles and higher coverage if you want to pay more. But a $6250 out of pocket maximum is a hell of a lot better than no coverage at all.

 

Sure, but its really only a matter of time. Once the employer mandates go into effect 65% of small businesses will be effected, and 45% of large businesses will be effected. You can expect insurers to start dumping small and large business plans starting after Jan 1st 2014, with a deadline of Jan 1st 2015.

Its going to affect virtually everyone.

 

Dollars to donuts a plant story by a bogus victim of cheap health coverage.
This is what we should expect more of.For bogus sites to do stories that
help make the new case for Obamacare.
Just like the entire bogus War on Women using a 30 yr.old like Sandra Fluke
who purposedly attended Georgetown to be a plant troublemaker.
Then was rewarded by democrats because she did cause trouble,as expected.
Expect more of this Faux crap from Democrats.

 

Oh? And where did you get those numbers by chance?

 

this whole thing is a boondoggle from git
beside the fact that you are touting Obama's we dream, how ya gonna fix this?
Here’s A Map Of Jay Carney’s ‘Small Sliver’ Of Americans Whose Insurance Has Been Canceled Thanks To Obamacare


November 5, 2013 by Ben Bullard

Remember Jay Carney on NBC’s “Morning Joe” last week, telling a former Bush appointee that “only a sliver or cut” of the American population was getting policy cancelation notices thanks to Obamacare’s one-size-fits-all coverage mandates?

The comment was intended to diminish the strength of criticisms that President Barack Obama had lied about people getting to keep health coverage they liked, as well as to deflect some of the heat the Administration has taken for the egregiousness of the falsehood of one of the President’s most famous statements.

But here’s a map that illustrates just how many people on individual health plans have been dropped by their providers because of Obamacare. Four hundred thousand people in Georgia is not a sliver; nor is 900,000 in California or 800,000 in New Jersey.



The map reflects only individual policy cancelations and doesn’t consider the effects of Obamacare on employer-sponsored group plans. And it’s a snapshot of a moment in time in the early days of the Obamacare rollout. Across the board, these numbers will increase. And it only shows data gathered from 16 States and Washington, D.C.

Just for fun, here’s a link to a Fox News story about Obamacare’s effect on insurance costs hitting Republican States harder than Democratic States.

And here’s a story about a Virginia school district that’s considering hiring a gaggle of substitute teachers because it can’t afford the ballooning cost of employee benefits for full time teachers under Obamacare.

And one more about doctors at small New York offices defecting from their line of work or retiring early because of the market push toward larger, cheaper, inferior centralized health care that Obamacare is bringing about.

Looks like 2014 is not the year to get sick.

how many more lies have to be spread until some of the Libs will accept the fact that this is a trainwreck happening right now

Historically, the government has never had an agency run in the black, everything they touch always cost more and more............and you're advocating they run health insurance? WTF, are you nuts?
The subsidies are coming our of our pockets in the form of additional taxes, all of this for 11 million people...why is it costing us so much for 11 million people to get insurance?