Dad Confronts Warren On Student Loan Forgiveness: ‘Can I Have My Money Back?’

It's different in my country. Here, it's all about location. The aspirationals don't care if it's a falling down garden shed, as long as it's in their Big Expensive City. It's becoming a real proglem for them. But of course, instead of just ****ing moving to cities where real estate is a quarter of the price, they wail about housing affordability and demand Govt fix it for them.

 

They can try 'voting in change', but Govts aren't who/what needs changing - it's the people themselves. If you're too proud to read the writing on the wall, you're going to come a cropper irregardless. Pride goes before a fall, as they say.

 

The opposite to here. Literally.

You go to a private university (here) if you're too lazy/stupid to meet entry requirements, and if your parents are loaded.

 

Limit the salaries of College Professors to that of the average High School teacher and the cost of college would drop dramatically.

 

We have over 4000 post secondary schools in the US. It is literally impossible to pigeonhole them into "private good / public bad" just like it is impossible to make generalizations about "state schools" since some of them rank at the top in the country, and some are so small and obscure they're not much more than glorified high schools.

Most states have at least one good "state school", and in-state tuition costs are a fraction for residents, so one of the most obvious and simple solutions to college costs is to attend a school in your home state.

Unfortunately too many kids (and sometimes their parents, too) have bought into the notion that if you don't go to Harvard or Yale you'd might as well go to Community College. Then there are the kids who just want to go to a "cooler" (not temperature, LOL) or "more popular" state ---- like college is a vacation or something. Our universities here in Florida see tons of out-of-state kids, like they think they're being sent away on a four-year Spring Break.

 

What do you mean. it is not about the parents. I bought my kids cars while they were in school and supported them with pin money and stuff, the 2nd more than the first, and both my kids went to college on their own. My oldest lived at home for a year (well 15 months) My second got 80% of his paid by scholarship and owes 20%. Both kids probably cost me 30 grand over 8 years. Most parents that I know help about the same as I did. It is not about us, it is about kids needing more ed than what we needed 40 years ago. And going to cancun is cheap. You can get an all inclusive for a week for $2000 airfare included from Boston.

 

And the quality of professors would do what? It is not the teachers that cause the price of college to be so high but Admin and facilities. Kids want to go to school in park like settings with single room dorms and gym facilities that only athletes had 25 years ago. Meal service 18 hours a day. there is a dean for everything. And please look what a average professer makes after say 8 years when he has gotten tenure, 85,000 if he is lucky. The average high school teacher in mass is about 70,000 after 12 year of teaching. to think that dropping his pay 15-20 grand is going to make a big difference is nuts. Never mind that most classes are taught by post docs getting paid 45,000 a year.

You can go on your state gov website and find out the pay of any government official.

With the exception of some sciences that have heavy lab work. there is no need for kids to attend brick and mortar for 8 semesters. Most liberal arts can be done on line for at least 1/2 the semesters. and even engineers can probably get two semesters off campus. A school with the admin and teaching for 10,000 brick and mortar can probably serve 12,500 for the same cost except for faculty. Plus kids would save 6000 every semester online on room and board.

 

Really it is the same here. You go to Private schools if you are a marginal student. We have 50 top private universities that are top shelf and worth the money. But we also have 500 private schools that only exist because the competition for the state universities are so tight that they subsist on the overflow.

 

And the quality of professors would do what?

What would they do if they quit? Most have never had much experience working in the real world. Cap the administrators too to help make tuition affordable.

 

My generation sucks. No doubt about it.

They'd rather cry about working than actually work. They'd rather make up excuses than figure out a solution.

It's illegal to hire someone based on their age, but very few candidates my age get a recommendation from me.

 

The solution is seen in every first world nation on earth. You don’t have to be unemployed or any of the other petty insults you want to paint almost a hundred million Americans with, you just have to be paying attention to see something is wrong with our system.

 

I know what's wrong... kids growing up being rewarded for mediocrity.

Then when they become adults and are expected to perform, they dont know how.

 

Is that why numerous medical organizations (and economists) are saying we need to do something about healthcare? That numerous educational organizations and teachers unions (and economists) are saying that something needs to be done about both post secondary, secondary education and primary education?

Because they “don’t know how to preform” as adults?

The only people that think the systems are fine are either profiting off of it or are too ignorant to look at the data.

 

Are those the same scientists that said the world was going to end in 20 years back in 2000? You're right, we should take their opinions seriously.

Those teachers and doctors and scientists are not economists, so I wouldnt hold their opinion in much regard.

And yes, my generation has trouble adulting. Theres a reason more dudes my age live at home rather than on their own. First time in history. "BuT tHE eConOmY"... trades are BEGGING for workers.

But you have to get dirty and my generation barely knows how to change a tire, let alone run electric or clear a clogged drain.

Rather than make their own life, which is the beauty in this country, theyd rather have someone hand it to them or, even worse, demand someone else not prosper because they arent able to do the same.

I havent finished my degree. I'm four classes short, but I dont care because I will be making well over six figures this year. How? Cause I worked my ass off from the time I got out of HS until now.

Sorry, but **** those people who aren't willing to work like I am.

 

Since I don’t believe educational, medical or financial organizations predict when the world is going to end I doubt it. But you are right, your opinion is much more valid...

Never mentioned scientists, and I did mention economists... But you are right, your opinion is much more valid...

In some sectors yes there are more jobs than workers — having worked in several of those fields I do not blame many people for not wanting to go into them, especially the ones that require moving across the country if you have a family.

As for "BuT tHE eConOmY" compare the average national costs of education, healthcare and housing vs wage increases over the same time.

That is the fault of their parents and many millennials are resorting to taking classes to learn how to do these basic tasks that their parents deemed not necessary to teach them.

 

The point is, if you're struggling in this economy, you ****ed up somewhere down the line.

The difference is, you think we should forgive and help people if they ****ed up, while I think if you are ****ed up, you need to figure out to unfuck yourself on your own.

I assume the difference in opinion is that I WAS ****ed up and went from living in my car to buying my second house in about six years. So naturally you can understand my hesitation to hand out free **** just because people are struggling. In some cases, people legitimately need help (elderly, children), but in many cases, people need to suck it the **** up and figure out how to climb out of the holes that they themselves dug.

 

You are a Millennial? You give me hope

I'm 42. A Gen X-er.

I agree with your premise.

I was surprised when I researched the numbers ---- according to the US Dept of Education's 2017 numbers, there are 4298 "post secondary institutions" of which 1626 are public and 2672 are private.

Here in Florida alone we have 14 state colleges, 32 private colleges, and 26 community colleges. Some of our state colleges and private colleges are quite good; some are more mediocre; some I've never even heard of. It would be hard to paint either group with a broad brush as better than the other group as a whole.
https://www.stateofflorida.com/colleges-in-florida/

 

The economy that is growing at under 3% with stagnant wages and numerous sector contractions? With trillion dollar deficits and QE underway?
That economy?

Yes, I live in a society and pay a **** ton in taxes. I would rather those taxes go to help my neighbor and not enrich military contractors and corporate executives. How silly of me. Your way is obviously better.

I am glad you had good luck — many others do not. My first company tippled in size, I opened a second company and am now investing in multi-family real estate, so what? Who cares? What is a society when we refuse to right wrongs because “I struggled, if others are struggling they deserve it”.... That’s a horrible mentality to have.

 

Young people complaining about the economy today literally have no idea. Imagine if they were faced with Obama's economy, LOL! They'd be crying in the streets. I dumped my house and moved into basically a storage room at my office, to keep my business afloat. Today vs then is like comparing champagne to piss.

 

Yes, that economy... with the lowest unemployment rate in history. My wife is a recruiter, ask her how hard it is to find someone qualified to fill a role. Its impossible. The only ones not working now are those who dont want to work.

What's the military look like where you live? Any constant threats? I doubt it, and if so, the US will come and save you like they do everyone else.

I'm all for saying **** it to the rest of the world... I agree, we should let everyone outside the US blow each other away.

But to your point, there is NOTHING in the US that prevents people from donating their excess income. In fact, they're encouraged. How many people do you think actually do?

Luck had nothing to do with it. Long hours of working 3rd shift during the night and going to school during the day did.

And again, MOST people my age wouldnt be willing to do such a thing. Oh well, their loss.

It's not hard to be successful in this country. It really isnt. If you show up to work on time, sober, and do what you're supposed to do, you'll be rewarded.

You would be AMAZED at how many people my wife lined up jobs for only for them to no call no show because they were "trying to make a baby" (actual quote) or they had "errands to run" ( also an actual quote).

I should pay more in taxes to help those people? Really? Would you?

 

Or because they don't know the job exists, or don’t have the qualifications to do the job, or the skill set...

In Tennessee? I mean we have the Tennessee Guard and a ammo depot near by... I don’t understand the question.

Almost zero, there is a reason why many people that believe they should be taxed more do not donate to the government however. But the reason will likely just result in further disagreement so I will abstain from going into it.

Your narrative seems to consist a lot of “**** everyone else”...

I think you are confused as to my position, I do not believe we should take care of those that are unwilling to help themselves but rather we should work on eliminating National suffering. Healthcare is a major worry for many in this country — irregardless of their employment status. Many people are one illness away from losing everything. So is educational attainment and the unbreakable debt that comes along with it.
We need to work on fixing these items and promoting the wellness of our neighbors and the education of our youth.

We will just have to agree to disagree. Our greatest triumphs come when we act in the interest of all — not in the interest of self.

 

That's the one.



Obama less than 2% mean growth.

Wages in the United States increased 5.34 percent in November of 2019 over the same month in the previous year.

 

That sounds good on a bumper sticker, or in Mother Russia, but the beauty of living here is that I can make my own life and build my own wealth REGARDLESS of what the people around me are doing.

And considering they weren't willing to put in the work that I was, i simply cant feel sorry for them.

Now, if you showed me someone who played by the rules, did what they were supposed to do, and still cant pull themselves out of poverty (like people with mental deficiencies), I'm all for helping those people.

For everyone else.. not my problem. Reassess your life choices because you ****ed up at some point, and you cant expect me to fix your life for you.

I'm not saying it's easy, because it's not, but I am saying its very much possible if you're willing to work for it. Simply put, most people aren't.

 

I was 24 years old living in my car with not a penny to my name (I stole the change out of my girlfriend's purse to buy cigarettes). That was after I blew all of my deployment money on prescription pills in a few months.

I never asked for help from anybody. I simply got tired of living that way.

When you hit rock bottom, you either accept it, or change. I changed. Most people just accept it.

 

It really is very different, there. Our public high schools and universities are always at the top of the heap, though there are some good private high schools. Not AS good as public, but still very good. Our private universities are truly terrible, however. They do what's written on the box, but only barely, and they'll take anyone who can pay. No standards. We also don't have any of this 'state' price difference, as you guys do. Fees are all the same for all. As long as you're a citizen, you'll pay the same as everyone else. And of course, we don't have a culture of attending universities away from our home towns. Our schools don't provide much accommodation, and most of that is taken up by foreign students. We just attend our nearest school via public transport (they're usually in cities, so driving isn't an option). Very few parents can afford to fund independent housing for their university student kids, either way. Just not an option, even we wanted it.