Who stole Life, Liberty and the Pursuit of Happiness?

Kneejerk denialism does NOT alter the FACTS documented in the OP.

Get back to us when you can PROVE that you OPINION has any factual basis.

 

Indeed, there are some things people just don't like to talk about, the bitter truth.

 

The onus is not on me. You presented a statistic which is very likely misleading based on my own experiences and the experiences of the many people I know.

Take a look at your own source: Your source does not allow me to cut and paste. However, read after the headline which says:"Most debt is derived from spending on extras".

 

IOW's you cannot refute a single one of the FACTS in the OP.

Got it!

 

And you can't prove me wrong.

Got it!

 

Onus is NOT on me to prove that your anecdotes are wrong because they are anecdotes which makes them MEANINGLESS.

 

And neither have you proved my anecdotes are MEANINGLESS.

 

Pants said: ↑
I think it comes down to the harshness of truth and the need to deny it for one's own sanity and happiness."""


True statement....you should see how true it is in the thread about how wonderful the 50's were....

 

From your first link:

"Most debt is derived from spending on extras
Basic necessities and healthcare costs may be sending some people into debt, but more people point to spending on non-essential items like clothing and entertainment as the main culprit. In CNBC Make It’s survey, 32% of people said their discretionary spending was the No. 1 cause of their current credit card debt.

Another 9% say the majority of their debt comes from paying for travel. Americans spend an average of $483 a month on non-essentials such as dining out, entertainment, luxury items and vacations, Schwab’s 2019 Modern Wealth report found."

I know you do not believe in anecdotes, but I am sure most of us have seen the same thing. We go into a doctor's waiting room and nearly everyone in there are buried in their smart phone. Financially, we are most likely better off than most people, but my wife and I have TRAC phones. Pay as you go. We enjoy a full life, but if you are spending your money on expensive phones, you should not be complaining about being desperate to get by. .



"

 

As you see, the usual suspects deny the reality that it is becoming more and more difficult for families to cover the necessities. In contrast to the fifties, when one earner was enough, it now takes two earners covering necessities, increasing the risk for households. In addition, minimum wage is not enough to cover necessities. Thus, while the latte here and there doesn't help, it is not the reason why households accumulate more debt, despite what Republicans want you to believe on the basis of anecdotes. This increased household risk to health issue, job loss was the platform of Warren when she first entered politics.

The figure below demonstrates the issue. A two income two child household of median income basically has to spend 90%+ on necessities. That's no sustainable and is the main reason why people go into debt. .

 

And way more can than those who claim they cannot.

If they truly have limited abilities there are plenty of programs both public and private to help them out, should they have the motivation to seek them out.

 

Then they are terminally stupid, no one should borrow to cover day to day expenses because borrowing costs more.

Then get a job that pays more than minimum wage or split rent with someone, they are many ways to get by if one is frugal and has half a brain.

 

No it's called taking responsibility and is the only true solution to the so called problem.

 

You don't have anything to refute only, articles filled with questionable facts.

Other than working ones way out of debt there is no other solution that doesn't involve wealth redistribution which is theft and immoral.

 

I defend no one. Including those who choose to be in debt. For the majority debt is a choice.

 

And a poor choice at that, too many times those who can least afford debt fall into it, commonly due to a lack of discipline.

 

I make a 6 digit income and I don't own a smartphone. I consider myself better for it. There are absolutely no benefits from having a smartphone that I am aware of (other than minor conveniences). There are massive amounts of data regarding the harmful effects smartphones have on mental health and well being. It is the drone making invention of our time..... the opiate of the masses..... the NPC generator..... it is friggin cancer.

These people have traded real lives for this..... pathetic.


https://www.magneticmemorymethod.com/smartphone-addiction/


More addictive than heroin. Think about that. More addictive than heroin.

 

Observant people recognize early in life that debt is slavery, and that the "what's in your wallet" commercials are pure D bullshat designed to get you to sign yourself down into slavery. If those observant people are also wise they lead a life that avoids debt like the black plague thereafter.

The only justifiable debt is for a basic vehicle to commute to your job and for basic shelter if you have no other choice but to procure these by going into debt.

Never let the TV control or influence your life.

Yeah, I know, the only reason there is TV is that it so easily controls people. But nobody is forced to submit to it.

 

If i was hungry I would ask myself ... can i eat this smartphone? We have been manipulated into believing we need a smartphone. Marketing has proven we will give up anything for convenience. Freedom, privacy, security. Welcome to modern day slavery.

 

If you are UNAWARE that anecdote ARE meaningless that says VOLUMES!

 

Yet another meaningless anecdote!

How do you KNOW that everyone else is NOT using TRAC phones?

How do you KNOW how much they spent on their phones?

You DON'T!

You are just making baseless ASSUMPTIONS again.

 

Great graphic to explain the problem.

Hardworking Americans deserve to paid living wages by corporations. What makes it even worse is that it is now TAXPAYERS who are SUBSIDIZING these corporate payrolls.

This is unsustainable.

 

Ironic given that BLOTUS supporters have no interest in taking responsibility for his crimes or the HARM that is being done to We the People.

 

Kneejerk denialism and regurgitation of extremist right disinformation bovine excrement duly noted FTR.

 

I agree. Now, Trump wants to cut food stamps, to pay for his tax cuts for the rich.

His fans gobble it straight up. They just pretend to be patriots, but as we see in this thread, they really despise the majority of their fellow Americans, who they deem irresponsible and moochers.

Suck up to the top while kicking down is their mantra.