Medicaid increases by 10 million since ObamaCare rollout

Discussion in 'Health Care' started by MolonLabe2009, Dec 19, 2014.

  1. katzgar

    katzgar Banned

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    bingo

    six characters
     
  2. mjz

    mjz New Member

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    You have been given the opportunity to show us what was included in your plan for $400 less a month.
    Go ahead, prove me wrong. Post your inclusions from your old policy.
    Your condition is what the ACA protects the rest of us from.
    Uninformed people who only care about low cost and low deductible, have no clue what's in the ir coverage, and need the rest of us to close the massive cost gap when they run into their policy limits. It was demonstrated right in this thead by a right wingnut that at least 6 million were presented with this condition, and now another 3 million with deadline of the reprieve Obama gave you.

    This isn't hard to understand.
    One gets what one pays for.

    Those who cared to understand what was in our policies have not seen our policies cancelled and rate increases.
    We had real policies.
    Took responsibility for our own health insurance.
    And now expect you to do the same.

    Health care was expensive long before Barack Obama took office.
    So blaming your cost increase on him means one of two things.

    1. You don't want to pay for real coverage.
    2. You didn't understand your coverage sucked.

    Look at the exclusions from your cheaper policy and let us know which one applies.



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  3. mjz

    mjz New Member

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    Seriously, it's kind of embarrassing to keep reading how you don't understand that you paid for it -- or should have-- in the costs for health care.

    I get that you -- as a red-blooded rightwingnut -- don't like to pay taxes. But the rest of us understand we all were paying the costs for slackers like you in inflated cost at the health care providor. It is far cheaper to provide medicare and medicaid insurance than pay teh bill at the emergency room when slackers present with a health issue.

    We understand just how difficult it is for you to wrap your mind around the economic concept -- but it doesn't negate the reality. No matter how much you moan.
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  4. publican

    publican Banned

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    The poster has a good point. Why was his/her plan a 'junk plan'? Same goes for mine. ER was covered, 80/20 split, major medical after $5k, prescriptions and dental. So why was my plan 'junk'?
     
  5. mjz

    mjz New Member

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    I hear you.

    The details are in the restrictions and limits.

    Look at medication limits. Many had daily maximums that didn't come close to covering the costs of drugs for say cancer.
    Another area is annual and lifetime limits. These could be global, or could be ailment specific. A limit is a dollar limit on what the insurance would spend for your covered benefits during the entire time you were enrolled in that plan. You were required to pay the cost of all care exceeding those limits.
    Another area are well doctor visits. Lots of plans did not only encourage them -- they didn't pay for them.

    I don't want to provide a link that folks could easily write off as slanted.
    Read a little about the company called HealthMarkets Inc.,
    Check out the "policies" they sold.

    They were just one of many who did the same.

    If you want to understand what things in policies were inadequate the Consumer reports article offers a glimpse.
    http://www.consumerreports.org/cro/magazine/2012/03/junk-health-insurance/index.htm


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  6. mjz

    mjz New Member

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    This accounts for the recent wave of cancellations.
    Check out the providers.
    Some of the biggest names in the business.

     
  7. Louisiana75

    Louisiana75 Well-Known Member Past Donor

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    How exactly am I a "slacker"? I've never even been to an emergency room in my life. How do you claim to know so much about me or are you just making assumptions to help your case on why I should be helping pay for millions of others?

    I don't even possess my old policy any longer, why should I? I lost it. Didn't need it any longer as the policy could no longer exist ONLY because it didn't include maternity benefits. Why don't you make another post telling me more about myself that I didn't know. And calling people like me a slacker isn't making you look any more credible in your case of explaining why it's a great thing many others get it for free, off the backs of people like me.
     
  8. mjz

    mjz New Member

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    So, even if it means we have to cover the insurance plan for folks who could otherwise not afford it, it is far cheaper than paying the cost gap when these policies' coverage runs out.

    And, unfortunately, there was no uniform, let alone any disclosure for understanding what was in a policy. So these types of policies (more and less egregious) were sold to employers and individuals and people didn't even know they didn't have adequate coverage until illness came.

    It's the whole point of the ACA. Close this unfunded gap.
    Spread the true cost among all of us.

    Problem is -- this will NOT bring down the cost of health care. All it did was share the burden for payment amongst everyone.
    But we need to get past this silliness about ObamaCare so that we can get about the business of slowing health care cost at least down to the rate of inflation. It's doubling it right now.

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  9. Louisiana75

    Louisiana75 Well-Known Member Past Donor

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    Liberal were taught to tell anyone who had drastic rate increases that their old plans were inferior and junk plans. It sounds great! However, in most cases, it's totally bogus, but as usual, liberal will ignore facts and continue to run with it. Not to mention, the gov't knows what's best for us and we shouldn't questions it. Just keep working and open up your wallet further and further because only the gov't can dictate what kind of coverages we need.
     
  10. mjz

    mjz New Member

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    Oh stop being so offended. I was using you as a symbolic example. I don't know you.m Not even your name.
    But, it's clear you don't get the macro economics. Many don't.
    But they at least seem to grasp on after it;'s explained one or two times.

    It's also clear you really never even knew about these restrictions and exclusions.
    I was being a bit over the top so you might actually read and respond.
    I am sorry if I offended you.
    And I hoped you would go back and look at your policy.
    Yes, I am that confident about what you would have found.
    I can tell by your monthly rate increase.

    But be honest -- don't you wish you still had your old policy so you could see this for yourself.
    Most people had no clue this condition exited. But millions found financial ruin because of it.
    You should be just as pissed at the brokers who sold this too you and put you at risk as you are about now having to pay.

    Consider yourself just a little more informed.
    Find out more.
    I dare ya. :)

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  11. mjz

    mjz New Member

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    Again... you have been given the opportunity to prove me wrong.
    But you "threw away" the policy.
    Come on.
    At least be intellectually honest.
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  12. publican

    publican Banned

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    Libruls are the great parrots of our time. Pathetic. I still have yet to get an explanation of what a 'junk plan' is.
     
  13. mjz

    mjz New Member

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  14. Louisiana75

    Louisiana75 Well-Known Member Past Donor

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    He does not know what plan anyone had, but can only make ASSumptions and run with them. Then, with his/her ASSumptions, he begins personal insults by referring to people as slackers, and this being people who actually pay for their own insurance. Instead, he/she should be thanking us. Liberal mindsets can never be understood.
     
  15. Mr_Truth

    Mr_Truth Well-Known Member

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    check with the government ACA website
     
  16. publican

    publican Banned

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    I went to Health Markets Inc and they offered me the same plan I had before as well as many others through Blue Cross Blue Shield. The company looks like any other internet insurance broker who offer all kinds of plans from all kinds of companies. So you can buy whatever you want like any free market. You buy what you need. But to say that everything required by the ACA in a policy is necessary would be untrue. My previous policy had everything anyone needs yet it was dumped.

    - - - Updated - - -

    LOL! Of course that won't be slanted. 6,000,000 wee dumped, 7,000,000 signed up for the ACA. Net 1,000,000.
     
  17. publican

    publican Banned

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    This scam needs ten years of taxes to pay for six years of coverage. Obama lied to OMB to get it scored favorably and lied about keeping your coverage 'period'.

    - - - Updated - - -

    But that does not mean all previous policies were inadequate. You need to put that in your perspective.
     
  18. REPUBLICRAT

    REPUBLICRAT Well-Known Member

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    "Medicaid increases by 10 million since ObamaCare rollout"

    Good. That means medical bills are being paid that wouldn't have been paid at all before. Not to mention it means citizens that didn't seek care to keep themselves healthy before are able to do so now. The question is, why are we so far behind every other industrialized nation on earth when it comes to making sure our citizens aren't financially crippled by healthcare costs? More bills paid = lower healthcare costs. it isn't rocket science. The U.S. is the greatest country on earth. You'd think we could agree that our citizens deserve to see a doctor when they are sick. Even if they need medicaid to do it. Why? Because we care about each other. Or do we?
     
  19. Mr_Truth

    Mr_Truth Well-Known Member

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    correction = over 20 million now have coverage thanks to ACA
     
  20. mjz

    mjz New Member

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    D'uh...
    Of course not all previous poilicies were inadequate.
    It's just that the folks who had those weren't shocked when prices came up on the exchanges or from their broker.
    Get the point?
    We're now up to like 9 million policies that didn't meet minimum standards.
    Clearly there was an issue.
    I mean... if you want to actually talk about policy.
    I get that some only want to (*)(*)(*)(*)(*) about Obama.

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  21. mjz

    mjz New Member

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    BS.





    Now THAT is a talking point with zero relation to reality.
    The cancelled policies are not included in the new insurance numbers.
    Already previously established in this thread.
    Please try to keep up.

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  22. publican

    publican Banned

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    Lose the snide attitude kid.

    Get this point Obamite. Your pathetic socialist POTUS decided to become a doctor and dictate what everyone will have. No one looked at anyone's policy. Obama said his was adequate and the rest weren't even though they had coverages like I had. And how does this monstrosity get paid for as time goes on?
     
  23. mjz

    mjz New Member

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    That's because you are to busy firguring out what brilliant name calling you are going to post next and don't take the time to read posts or links.

    I've explained it in my own words.
    Cited two cases for you to google from your own source
    And offered a link to a Consumer Reports article that does a great job spelling it out.

    The truth is, you don't give a (*)(*)(*)(*).
    This isn;t about any sort of reality to ytou.
    It's about stroking your own ego through application of warped ideology.

    I am embarrassed for you.

    You'd rather stroke your own ego by crafting cute spelling interpretations of your name calling.

    Stroke stroke


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  24. publican

    publican Banned

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    Yes. You're BS alright. I told you my coverages and they took care of what you were whining about before.

    Your POS POTUS has lied plenty of times before. He lied about the 7,000,000 new policyholders also. Be a dear and look it up.
     
  25. publican

    publican Banned

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    Give it a rest kid. Obviously you're out of control at this point.

    I went to the site you posted about and told you what I found. Why don't you try it? Afraid you'll be wrong?
     

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